Askrindo to Guarantee Rp114 Trillion in KUR for 2 Million SME Debtors Throughout 2025

Jakarta (ANTARA) - PT Asuransi Kredit Indonesia (Askrindo) will guarantee Kredit Usaha Rakyat (KUR) worth Rp114 trillion for 2 million debtors from micro, small, and medium enterprises (MSMEs) throughout 2025. This guarantee is said to impact the absorption of 3.7 million workers in Indonesia. “Askrindo is committed to continuing to expand access to financing for business actors, especially MSMEs as the backbone of the national economy,” said Askrindo’s President Director M Fankar Umran in his statement in Jakarta on Monday. In 2025, Askrindo recorded a net underwriting result of Rp1.28 trillion (unaudited). In line with that, gross premiums were recorded at Rp4.44 trillion (unaudited). “We see that the strategy of strengthening the portfolio and risk management is running effectively. Going forward, we will continue to maintain healthy and sustainable growth, while expanding contributions to productive financing, especially for MSMEs,” added Fankar. Askrindo also launched the Sentralisasi FINTRACS (Financial Transaction System) and ASK-SCORING (Askrindo Underwriting Scoring System) as part of strengthening digital transformation and improving service quality. This launch was carried out as part of the 55th anniversary celebration. FINTRACS is an integrated system designed to simplify and centralise the company’s financial transaction processes. Meanwhile, ASK-SCORING is a solution to improve the quality and speed of the underwriting process. Through ASK-SCORING, the underwriting process is now carried out based on a rule-based scoring system that enables faster, more objective, and standardised risk analysis. This system is also integrated with the company’s core system, thus eliminating process duplication and increasing efficiency. With the support of both applications, Askrindo can strengthen the quality of its guaranteed portfolio while accelerating the distribution of financing to the productive sector.