Askrindo Syariah Records Profit of Rp163.18 Billion in 2025

Jakarta (ANTARA) - PT Jaminan Pembiayaan Askrindo Syariah (Askrindo Syariah) recorded a net profit after tax of Rp163.18 billion, growing 19.29% (year-on-year/yoy) compared to 2024, which stood at Rp136.80 billion.

Acting President Director of Askrindo Syariah, Aviantono Yudihariadi, stated in a written release in Jakarta on Monday that this positive growth reflects the company’s business strategy, prudent underwriting, and the implementation of good corporate governance.

The profit growth was accompanied by an increase in the company’s assets by 9.80% (yoy), bringing total assets in 2025 to Rp3.28 trillion.

The company’s equity also rose by 17.26% (yoy), from Rp996.56 billion in 2024 to Rp1.17 trillion in 2025.

Gross Guarantee Fee Income (IJK) increased by 1.63%, from Rp820.65 billion in 2024 to Rp834.07 billion in 2025. Meanwhile, the Gearing Ratio remained healthy at 29.07 times, still below the maximum regulatory limit.

“This achievement not only maintains the growth momentum but also strengthens the business fundamentals, impacting improvements in various financial ratios at healthy levels,” he added.

Furthermore, guarantees for micro, small, and medium enterprises (UMKM) were extended to 29.2 million debtors, including 4.63 million new debtors in 2025, with a total guarantee value of Rp47.21 trillion.

As part of efforts to strengthen performance and public trust, Askrindo Syariah also received an idA+ rating with a stable outlook from PT Pemeringkat Efek Indonesia (Pefindo).

For information, Askrindo Syariah is a subsidiary of PT Asuransi Kredit Indonesia (Askrindo), which has been part of the State-Owned Enterprises Holding for Insurance and Guarantees, Indonesia Financial Group (IFG), since 31 March 2020.