Askrindo Guarantees KUR Worth Rp 1.125 Trillion, Boosting Absorption of 62.7 Million Workers
JAKARTA, KOMPAS.com - PT Asuransi Kredit Indonesia (Askrindo) has guaranteed Kredit Usaha Rakyat (KUR) worth Rp 1.1259 trillion to 36.3 million micro, small, and medium enterprise (MSME) debtors. This value was realised over the period from 2007 to 2025.
The guarantee has driven the absorption of 62.7 million workers in Indonesia.
Meanwhile, throughout 2025, the value of KUR guaranteed by Askrindo reached Rp 114 trillion with 2 million MSME debtors.
The volume of worker absorption amounted to 3.7 million people.
This year, the company recorded net underwriting results of Rp 1.28 trillion (unaudited).
In line with that, gross premiums were recorded at Rp 4.44 trillion (unaudited). He assessed that this achievement reflects the company’s continuous strengthening of its business portfolio.
“We see that the strategy of strengthening the portfolio and risk management is running effectively. Going forward, we will continue to maintain healthy and sustainable growth, while expanding our contribution to productive financing, especially for MSMEs,” said Fankar during the 55th anniversary celebration of Askrindo, which was broadcast on Monday (6/4/2026).
Over 55 years since its establishment on 6 April 1971, he assessed that Askrindo has continuously demonstrated solid performance and supported the national economy.
As part of the peak events of the anniversary, Askrindo launched the centralised FINTRACS system and ASK-SCORING, which are part of strengthening digital transformation and improving service quality.
“The implementation of this system is expected to increase business process effectiveness, strengthen risk management, and support data-based decision-making,” he explained.
Furthermore, Askrindo introduced the Financial Transaction System (FINTRACS), an integrated system designed to simplify and centralise the company’s financial transaction processes.
Through FINTRACS, all cash receipt and expenditure processes are now integrated into one platform, equipped with automatic journal recording and more systematic settlement processes.
“This system also enables real-time transaction monitoring, thereby increasing transparency and control,” said Askrindo’s Finance Director, Leonardo Henry Gavaza.
Management believes that the implementation of FINTRACS can drive operational efficiency, reduce manual workload, and increase the speed and accuracy of financial recording, while strengthening corporate governance.