As Bitcoin and XRP Stagnate, Investors Seek Fixed-Income Alternatives
JAKARTA - Market uncertainty in the crypto sector amid geopolitical tensions in the Middle East is prompting some investors to explore more defensive investment strategies, including fixed-income instruments based on digital assets.
Arthur Hayes, one of the founders and former CEO of BitMEX, assesses that the current crypto market is in a high-risk phase, particularly for major assets like Bitcoin (BTC) and XRP, which are still moving within limited ranges.
“The market is currently too risky to trade. New AI technology is driving prices down, and tensions in the Middle East are making investors wary of risky assets like BTC and XRP,” Hayes stated in his remarks on Monday (27/4/2026).
According to him, this situation is leading investors to look at alternatives beyond strategies reliant on asset price increases.
One such option is through the Digital Asset Treasuries (DAT) model and fixed-income schemes that offer more stable returns compared to relying on short-term market volatility.
In the past month, Bitcoin’s price has recorded a gain of around 7 per cent. However, the price movement is said to remain within a narrow range as market participants continue to monitor global risk developments.
This consolidation condition is assessed to limit the potential for profits from capital gains, especially for investors opting for a hold strategy while awaiting market momentum.
In this situation, digital asset treasury platforms like Varntix are beginning to offer alternatives through fixed-income-based crypto accounts.
The platform offers two main types of options: fixed accounts and flexible accounts.
This scheme is aimed at investors seeking certainty in returns rather than depending on daily price fluctuations.
Hayes states that a fixed-term investment approach can be a strategy to optimise owned assets.
“Of course, investor profits can be quite significant since investing,” Hayes remarked.
This scheme is intended for investors who wish to continue earning passive income while maintaining liquidity.
Investment return payments are said to be made in stablecoins such as USDT or USDC, which, according to the platform, is intended to reduce exposure to the volatility of major crypto prices.
In a market situation with limited movements, the fixed-income approach is said to be one of the options increasingly considered by crypto investors, particularly those seeking stability amid market volatility.