Anxiety-free Mudik: Safeguarding Eid al-Fitr Comfort with Comprehensive Asset Protection

As Eid al-Fitr approaches, millions of Indonesians are preparing to undertake the mudik tradition. This homeward journey is not merely an ordinary trip but an emotional moment to reconnect with family after a long separation. Yet behind the warmth of this tradition lie travel risks and asset security concerns that must be anticipated carefully.

Data from the Ministry of Transportation recorded more than 123 million people undertaking mudik travel in 2023, with the majority using private vehicles. This trend is expected to continue rising as the public’s economic condition improves.

Unfortunately, the high mobility is matched by road risks. The report from Korlantas Polri shows thousands of traffic accidents occurring during the mudik and Lebaran return flow, most involving private vehicles.

Therefore, mudik preparation is no longer just about technical checks such as tyres, oil, and engines. Awareness of protecting the vehicle through insurance has begun to become an important part of travel planning to maintain safety over long distances.

Property and Business Premises Protection

Beyond vehicles, another often overlooked aspect is the security of assets left behind, such as homes and business premises.

During long holidays, shophouses or offices that are closed carry higher risks of theft, fire, and other unforeseen damages.

Property insurance protection becomes a relevant anticipatory step for business actors. With coverage against fire and theft risks, business owners can focus on Ramadan and mudik without worrying about assets left behind.

“During mudik season and long holidays, shophouses or business premises left vacant have higher risks of unforeseen events such as theft or fire. Therefore, protection via shop-house insurance becomes an anticipatory measure so that business actors can remain calm while focusing on Ramadan and mudik with their families,” said Yuna Prabawangi, Chief Executive Officer of PT Asuransi Raksa Pratikara.

Ease of Digital Services

Amid the bustle of Ramadan preparations, the public is now facilitated by digital insurance services. Through the Raksa Online App and official website, mudik-goers can purchase policies, run premium simulations, and file claims conveniently without having to visit branch offices.

With thorough preparation, from the physical condition of the vehicle to comprehensive asset protection, Eid al-Fitr can be celebrated more calmly and comfortably.