Amar Bank AGM Agrees on IDR 110.1 Billion Cash Dividend Distribution
PT Bank Amar Indonesia Tbk (stock code AMAR), through its Annual General Meeting of Shareholders (RUPST), has agreed to distribute a cash dividend of IDR 110.1 billion, equivalent to IDR 6.11 per share. The company stated the dividend distribution serves as an appreciation for shareholders’ trust. The RUPST was held on Thursday (18/6).
Amar Bank SVP Finance David Wirawan said in a statement in Jakarta on Friday that the company’s future focus is maintaining healthy and consistent profit growth to ensure a strong financial foundation supporting sustainable dividend payments for shareholders.
As of the first quarter of 2026, Amar Bank posted a net profit of IDR 71.12 billion. On the funding side, the company recorded a surge in third-party funds (DPK) of 115.46 percent year-on-year (yoy). Alongside this growth, the company stated it successfully optimised its cost of funds. Meanwhile, gross lending grew rapidly by 30.62 percent (yoy) to IDR 4.16 trillion. The company’s total assets rose 34.72 percent (yoy) to IDR 6.93 trillion.
Amar Bank’s revenue performance in the first quarter of 2026 was driven by market share expansion in high-yielding segments. The company recorded operating income increasing 13.82 percent (yoy) to IDR 527.76 billion, while net interest income (NII) grew 15.58 percent (yoy) to IDR 370.20 billion. According to the company, the combination of double-digit credit growth and margin expansion confirms the bank’s scalable and profitable business model heading into the remainder of the year.
“The positive performance achievement in the first quarter of 2026 is tangible proof of Amar Bank’s consistent strategy in delivering safe and trusted digital financial solutions for the retail and MSME segments,” said Amar Bank President Director Vishal Tulsian. According to Vishal, credit growth that managed to surpass the industry average demonstrates the high level of public trust in the digital financial solutions presented by the company. “This positive momentum motivates us to continue innovating and growing sustainably, while ensuring that every achievement brings real impact for financial inclusion in Indonesia,” he said.
The company assured that the aggressiveness of profit and credit growth is carried out selectively without sacrificing asset quality. The net non-performing loan (NPL) ratio dropped sharply to 0.86 percent, significantly improved compared to the March 2025 position of 1.48 percent. Meanwhile, on the capital side, the CAR ratio was recorded as strong at 99.17 percent. For the full year, the company is executing a strategy focused on technology innovation to accelerate growth in the retail and MSME segments, driving ecosystem-based growth through embedded banking services, and expanding support for potential sectors such as the creative industry.