ADVERTORIAL : AXA Insurance
ADVERTORIAL : AXA Insurance Publishing date : Sunday -- March 16, 2003
Time for clients to get SMART with their insurance
Marriage, childbirth, promotion at work and other "life events" trigger many people nowadays to consider taking out insurance to protect their diverse needs.
People are now becoming more aware of the importance of protecting their wealth and their family's welfare via insurance.
In line with such needs, PT Asuransi AXA Indonesia (AXA) offers a wide array of insurance packages and other financial services.
Under the brand name, SMART products, the company will launch its range of new personal lines and health care products in April 2003.
PT Asuransi AXA Indonesia president director Jahanath Muthusamy said that the products were targeted for Personal Lines and small to medium enterprise (SME) clients. Each of the solutions is tailored to a specific financial objective so that the clients can just pick and choose the package that suits their needs and budget.
"Medical costs have increased dramatically since 1998. The cost of some medicines has increased by 300 percent in a relatively short period of time. Our new health packages will help people to fulfill their need for health insurance without worrying too much about the impact on their cash flow," PT Asuransi AXA Indonesia director of operations William Friend said.
SmartCare Executive is available to individuals, families and groups. Clients can choose one of the health insurance plans in accordance with their needs. Meanwhile, family and individuals can also join the reimbursement product, SmartCare Essential. The SmartCare Executive product offers cashless admission facilities so that clients can be admitted to any of AXA's approved hospitals without having to pay a cash deposit beforehand.
A revolutionary health insurance plan that offers flexibility of coverage and freedom of choice is given by SmartCare Entrepreneur. This is aimed at helping SMEs to cover their staff health benefits. It allows employers to choose the limits and cover suited to corporate needs and budgets for their staff at all levels.
In addition, through SmartCare Prime, an individual or family can enjoy comprehensive coverage and total protection against any accident -- 24 hours a day, wherever they are -- at work, home, school, traveling or on holiday.
Unlike some other insurance policies, SmartHome allows clients to tailor the type of protection, as well as the level of benefits, to suit their needs and budget.
AXA also provides assistance 24 hours a day and a repair guarantee of maximum six months for holders of their new SmartDrive policy.
SmartTraveller assures compensation for overbooked flights and a daily hospital allowance, among a host of other benefits, such as reimbursement for medical expenses incurred due to an accident or illness while overseas.
"Under the SMART range of products, clients can make their own choices, each tailored to fit their individual needs and budget. They have the flexibility of adding a level of cover to fit the level of premium they are comfortable with," Friend said.