ADVERTORIAL : AXA Insurance
ADVERTORIAL : AXA Insurance
Publishing date : Sunday -- March 16, 2003
Time for clients to get SMART with their insurance
Marriage, childbirth, promotion at work and other "life
events" trigger many people nowadays to consider taking out
insurance to protect their diverse needs.
People are now becoming more aware of the importance of
protecting their wealth and their family's welfare via insurance.
In line with such needs, PT Asuransi AXA Indonesia (AXA)
offers a wide array of insurance packages and other financial
services.
Under the brand name, SMART products, the company will launch
its range of new personal lines and health care products in April
2003.
PT Asuransi AXA Indonesia president director Jahanath
Muthusamy said that the products were targeted for Personal Lines
and small to medium enterprise (SME) clients. Each of the
solutions is tailored to a specific financial objective so that
the clients can just pick and choose the package that suits their
needs and budget.
"Medical costs have increased dramatically since 1998. The
cost of some medicines has increased by 300 percent in a
relatively short period of time. Our new health packages will
help people to fulfill their need for health insurance without
worrying too much about the impact on their cash flow," PT
Asuransi AXA Indonesia director of operations William Friend
said.
SmartCare Executive is available to individuals, families and
groups. Clients can choose one of the health insurance plans in
accordance with their needs. Meanwhile, family and individuals
can also join the reimbursement product, SmartCare Essential. The
SmartCare Executive product offers cashless admission facilities
so that clients can be admitted to any of AXA's approved
hospitals without having to pay a cash deposit beforehand.
A revolutionary health insurance plan that offers flexibility
of coverage and freedom of choice is given by SmartCare
Entrepreneur. This is aimed at helping SMEs to cover their staff
health benefits. It allows employers to choose the limits and
cover suited to corporate needs and budgets for their staff at
all levels.
In addition, through SmartCare Prime, an individual or family
can enjoy comprehensive coverage and total protection against any
accident -- 24 hours a day, wherever they are -- at work, home,
school, traveling or on holiday.
Unlike some other insurance policies, SmartHome allows clients
to tailor the type of protection, as well as the level of
benefits, to suit their needs and budget.
AXA also provides assistance 24 hours a day and a repair
guarantee of maximum six months for holders of their new
SmartDrive policy.
SmartTraveller assures compensation for overbooked flights and
a daily hospital allowance, among a host of other benefits, such
as reimbursement for medical expenses incurred due to an accident
or illness while overseas.
"Under the SMART range of products, clients can make their own
choices, each tailored to fit their individual needs and budget.
They have the flexibility of adding a level of cover to fit the
level of premium they are comfortable with," Friend said.