A Deep Dive into the Financing Industry's Strategy Amidst Various Challenges

The financing industry (multi-finance) plays a strategic role in supporting national economic growth by providing financing access for the public, the business world, and various productive sectors. This sector is also a driver of investment and economic activity across different regions.

Entering the second half of 2026, the financing industry is facing increasingly complex dynamics. The global economic condition remains overshadowed by uncertainty, an economic growth slowdown, interest rate fluctuations, and pressure on public purchasing power, all of which pose challenges affecting financing demand and company asset quality.

On the other hand, the decline in motor vehicle sales, a major contributor to financing portfolios, is also putting pressure on the sector’s growth.

Simultaneously, regulators continue to push for industry strengthening through improved Good Corporate Governance, enhanced risk management, consumer protection, improved financing quality, and stronger capital structures. This is to ensure the financing industry remains resilient in facing future challenges.

Ultimately, collaboration and synergy between regulators and industry players are crucial factors in maintaining the stability of the financing sector while supporting sustainable national economic growth.

Reflecting on these dynamics, CNBC Indonesia is proud to present the Multifinance CEO Gathering with OJK, themed ‘Navigating Uncertainty: Maintaining Multifinance Business Performance Amidst Economic Challenges and a Changing Risk Landscape,’ on Tuesday, 11 August 2026 at Parle, Senayan Park. This forum will facilitate a strategic dialogue between the OJK and CEOs of financing companies to strengthen collaboration, align perceptions on industry challenges, identify growth opportunities, and produce strategic recommendations for maintaining the industry’s performance heading into 2027.

The event is scheduled to be opened with a keynote speech by Agusman, Chief Executive of the OJK’s Supervisor of Financing Institutions, Venture Capital Companies, Microfinance Institutions, and Other Financial Service Institutions. Equally compelling, the panel session at this forum will feature several key figures in the financing industry.

These include Jasmi, Deputy Commissioner for the Supervision of Financing Institutions, Venture Capital Companies, Microfinance Institutions, and Other Financial Service Institutions at the OJK; Suwandi Wiratno, Chairman of the Indonesian Financing Companies Association (APPI); Sylvia Lazuarni, Acting CEO of PT Home Credit Indonesia; Vincent C. Soegianto, President Director & Chief Executive Officer (CEO) of Oona Insurance Indonesia; and Dapot Parasian S. Sinaga, Acting President Director of PT Mandiri Utama Finance.