Small-scale credit

Small-scale credit

From Republika

I am a small-scale businessman and I know how difficult it is
to obtain credit from either government banks or private banks.
My application for credit has been repeatedly rejected for
unimportant reasons, despite the possibility that my project
could be promising.

But I felt relieved when I read a report in this paper (June
6, 1994) that HIPPI (Association of Indonesian Indigenous
Entrepreneurs) is willing to become a guarantor for small-scale
businessmen. In this relation I would like to give some
suggestions:

* HIPPI should establish representatives in the regions,
because the majority of small-scale businessmen live in the
regions.

* HIPPI should be required to establish a commission or team
to conduct feasibility studies of the small-scale businessmen who
wish to obtain a credit. Eventually the team should be required
to give recommendations on whether or not the small-scale
businessmen's demand for credit could be granted.

FAISAL BASIR

Tasikmalaya, W. Java