Sat, 12 Mar 2005
From:

Sleman people line up for 'hygienic toilet' loans

Sri Wahyuni, The Jakarta Post/Sleman, Yogyakarta

Until some four months ago, Poniyem, 56, and many other residents of Ledokan hamlet in Umbulmartani village, some 15 kilometers northeast of the regental capital city of Sleman, had to rush to the nearest river to defecate.

As a matter of fact, the nearest river in this Javanese traditional housing complex is some 100 meters away. They still had to pass along a dusty, narrow path and walk down the sloping riverbank before finally being able to satisfy their biological need.

Thanks to a loan program managed jointly by the PKK Umbulmartani and [e] Foundation organizations in cooperation with the provincial Health Promotion Coordination Agency (BKPK), they now have toilets in their houses.

"Now we no longer need to hold back defecation -- if we want to do it in the middle of the night, for example, and are forced to wait until very early in the morning," Poniyem told The Jakarta Post recently during a visit by a funding company.

Launched in August 2002, the "healthy" toilet loan program or kredit jamban sehat was initially funded by the World Bank. The fund was provided to the village in the form of a grant from the provincial government through the BKPK.

"We received a total of Rp 15.3 million at that time and started off providing loans to 12 poor families to build new toilets in their own houses or renovate old ones," chairwoman of PKK Umbulmartani Heni Kusharyani said.

Through the scheme, the selected families received Rp 1,275,000 each, with which they were required to fix up their old toilet or build a new one. Many of the toilets that poor families in the village had previously built were open-pit, often without a roof or a permanent floor, much less a water reservoir.

They were also obliged to build a "healthy" toilet at least 10 meters away from the nearest clean water resource, with its own water supply, a roof and flooring, ventilation and a drainage system.

Provided in the form of a rolling fund with an interest rate of 1.5 percent a month, the debtors are given two years to pay back the loan in monthly installments of Rp 85,000. Yet, according to Heni, as most of the families prefer to pay the money back in installments of Rp 100,000 they can pay the lot back in less than two years.

Of the interest drawn from the loans, one third goes to the additional food-giving program conducted by the PKK organization through the village's integrated service posts or Posyandu, one third is allocated for administration expenses, and the other one third is added to the capital.

So far, as the fund keeps rolling from one family to another, a total of 40 families in Umbulmartani village, which has a population of 7,500, have enjoyed the benefits of the program. Still, many others are already lining up for the chance to have a better toilet.

It is fortunate that through its Ford Motor Company Conservation and Environmental Grants, PT Ford Motor Indonesia (FMI) granted in 2004 an additional fund of Rp 22.5 million through the [e] Foundation as a supervising non-government organization to help the village accelerate the program.

According to [e] Foundation, the sanitation in Yogyakarta province in general is concerning. Quoting data from the Yogyakarta Urban Development Project (YUDP), Momon Hermansyah of the [e] Foundation said that only 53 percent of families in the region had proper sanitation facilities prior to the loan program.

Of the figure, 29 percent live in rural areas, while 78 percent live in urban areas.

In Umbulmartani alone, according to Momon, nearly 900 of some 2,000 families continue to make do without healthy toilets.

He said that the water pollution in the area would increase if nothing was done to solve the problem as defecating in rivers had become a local habit.

The ADB Sanitation Journal 1999, he said, had listed Indonesia among the worst countries in Asia in terms of sanitation.

"That's why we ask the FMI to give us the same funds that it allocated for its 2005 conservation and environmental grant program," Momon told visiting president director of PT FMI Will Angove last week.





News Search/Filter
Transaction Rates
18 Jun 18
Buy
Sell
AED1
3,800.35
3,800.35
AFN1
194.92
194.92
ALL1
127.88
127.88
AMD1
28.81
28.81
ANG1
7,729.27
7,729.27
AOA1
57.72
57.72
ARS1
496.87
496.87
AUD1
10,385.41
10,385.41
AWG1
7,798.09
7,798.09
AZN1
8,198.86
8,198.86
BAM1
8,270.51
8,270.51
BBD1
6,979.28
6,979.28
BDT1
165.07
165.07
BGN1
8,285.73
8,285.73
BHD1
36,940.62
36,940.62
BIF1
7.90
7.90
BMD1
13,958.56
13,958.56
BND1
9,239.53
9,239.53
BOB1
2,019.02
2,019.02
BRL1
3,741.99
3,741.99
BSD1
13,958.56
13,958.56
BTC1
89,354,327
89,354,327
BTN1
205.22
205.22
BWP1
1,350.46
1,350.46
BYN1
6,977.20
6,977.20
BZD1
6,940.95
6,940.95
CAD1
10,574.27
10,574.27
CDF1
8.64
8.64
CHF1
13,990.32
13,990.32
CLF1
604,790.61
604,790.61
CLP1
22.06
22.06
CNH1
2,166.87
2,166.87
CNY1
2,165.09
2,165.09
COP1
4.81
4.81
CRC1
24.61
24.61
CUC1
13,958.56
13,958.56
CUP1
547.39
547.39
CVE1
146.47
146.47
CZK1
629.30
629.30
DJF1
78.41
78.41
DKK1
2,171.96
2,171.96
DOP1
281.21
281.21
DZD1
119.03
119.03
EGP1
781.00
781.00
ERN1
928.09
928.09
ETB1
505.74
505.74
EUR1
16,182.87
16,182.87
FJD1
6,723.30
6,723.30
FKP1
18,530.80
18,530.80
GBP1
18,530.80
18,530.80
GEL1
5,677.12
5,677.12
GGP1
18,530.80
18,530.80
GHS1
2,968.32
2,968.32
GIP1
18,530.80
18,530.80
GMD1
295.88
295.88
GNF1
1.54
1.54
GTQ1
1,862.02
1,862.02
GYD1
66.90
66.90
HKD1
1,778.30
1,778.30
HNL1
580.39
580.39
HRK1
2,193.38
2,193.38
HTG1
211.07
211.07
HUF1
50.15
50.15
IDR1
1.00
1.00
ILS1
3,850.11
3,850.11
IMP1
18,530.80
18,530.80
INR1
204.80
204.80
IQD1
11.74
11.74
IRR1
0.32
0.32
ISK1
129.36
129.36
JEP1
18,530.80
18,530.80
JMD1
106.51
106.51
JOD1
19,673.72
19,673.72
JPY1
126.16
126.16
KES1
138.01
138.01
KGS1
204.18
204.18
KHR1
3.43
3.43
KMF1
33.09
33.09
KPW1
15.50
15.50
KRW1
12.63
12.63
KWD1
46,127.86
46,127.86
KYD1
16,740.10
16,740.10
KZT1
41.42
41.42
LAK1
1.65
1.65
LBP1
9.20
9.20
LKR1
87.38
87.38
LRD1
99.03
99.03
LSL1
1,036.65
1,036.65
LYD1
10,263.22
10,263.22
MAD1
1,464.36
1,464.36
MDL1
830.40
830.40
MGA1
4.11
4.11
MKD1
268.19
268.19
MMK1
10.21
10.21
MNT1
5.79
5.79
MOP1
1,725.60
1,725.60
MRO1
39.23
39.23
MRU1
390.44
390.44
MUR1
397.99
397.99
MVR1
905.81
905.81
MWK1
19.46
19.46
MXN1
674.75
674.75
MYR1
3,492.36
3,492.36
MZN1
234.56
234.56
NAD1
1,037.04
1,037.04
NGN1
38.76
38.76
NIO1
442.98
442.98
NOK1
1,711.45
1,711.45
NPR1
128.25
128.25
NZD1
9,683.42
9,683.42
OMR1
36,258.84
36,258.84
PAB1
13,958.56
13,958.56
PEN1
4,258.84
4,258.84
PGK1
4,273.46
4,273.46
PHP1
261.09
261.09
PKR1
116.44
116.44
PLN1
3,781.22
3,781.22
PYG1
2.46
2.46
QAR1
3,833.72
3,833.72
RON1
3,476.51
3,476.51
RSD1
137.07
137.07
RUB1
221.51
221.51
RWF1
16.00
16.00
SAR1
3,722.03
3,722.03
SBD1
1,763.96
1,763.96
SCR1
1,029.87
1,029.87
SDG1
772.23
772.23
SEK1
1,585.70
1,585.70
SGD1
10,322.08
10,322.08
SHP1
18,530.80
18,530.80
SLL1
2.21
2.21
SOS1
24.40
24.40
SRD1
1,869.11
1,869.11
SSP1
107.15
107.15
STD1
0.66
0.66
STN1
663.43
663.43
SVC1
1,594.33
1,594.33
SYP1
27.06
27.06
SZL1
1,037.04
1,037.04
THB1
427.12
427.12
TJS1
1,535.02
1,535.02
TMT1
3,976.84
3,976.84
TND1
5,376.53
5,376.53
TOP1
6,116.14
6,116.14
TRY1
2,943.49
2,943.49
TTD1
2,069.91
2,069.91
TWD1
463.03
463.03
TZS1
5.99
5.99
UAH1
529.32
529.32
UGX1
3.63
3.63
USD1
13,958.56
13,958.56
UYU1
442.51
442.51
UZS1
1.75
1.75
VEF1
0.17
0.17
VND1
0.61
0.61
VUV1
129.79
129.79
WST1
5,464.30
5,464.30
XAF1
24.67
24.67
XAG1
231,404.77
231,404.77
XAU1
17,881,156.88
17,881,156.88
XCD1
5,164.96
5,164.96
XDR1
19,696.18
19,696.18
XOF1
24.67
24.67
XPD1
13,825,565.55
13,825,565.55
XPF1
135.61
135.61
XPT1
12,395,055.23
12,395,055.23
YER1
55.75
55.75
ZAR1
1,039.54
1,039.54
ZMW1
1,398.63
1,398.63
ZWL1
43.30
43.30
Taxation Exchange Rates
31 Aug 16 - 06 Sep 16
USD 1
13,232.00
AUD 1
10,043.30
CAD 1
10,213.70
DKK 1
1,999.40
HKD 1
1,706.22
MYR 1
3,283.28
NZD 1
9,623.63
NOK 1
1,605.23
GBP 1
17,433.70
SGD 1
9,757.68
SEK 1
1,569.45
CHF 1
13,631.10
JPY 100
13,101.00
MMK 1
11.01
INR 1
197.29
KWD 1
43,920.70
PKR 1
126.23
PHP 1
285.00
SAR 1
3,528.53
LKR 1
91.12
THB 1
382.08
BND 1
9,756.53
EUR 1
14,885.50
CNY 1
1,987.61

Okusi Associates: Indonesian Business & Management Services