JAKARTA - Financial literacy is considered one of the essential\nprovisions for the younger generation amid the rising use of digital\nfinancial services.<\/p>\n
The online lending platform Kredit Pintar states that understanding\nfinancial management and the risks of digital financial services needs\nto be strengthened, particularly among young people who are now\nincreasingly familiar with financial technology.<\/p>\n
Head of Risk at Kredit Pintar, Revana Aryani, said that financial\neducation is an important part to encourage society not only to have\naccess to financial services but also to understand how to use them\nwisely.<\/p>\n
According to her, the use of digital financial services among young\npeople continues to increase. However, not all users understand the\nrisks and how to use those services properly.<\/p>\n
\u2018Therefore, we want to invite students to understand the importance\nof personal financial management from an early age, recognise risks in\nusing digital financial services, and make rational and responsible\nfinancial decisions,\u2019 said Revana.<\/p>\n
Kredit Pintar records that the customer segment aged 18 to 23 years\nreached 15 percent throughout 2025. The company assesses that this age\ngroup is one of the significant users in the digital financial services\necosystem.<\/p>\n
\u2018In line with the company\u2019s focus on strengthening financial literacy\nfor the younger generation, Kredit Pintar notes that the customer\nsegment aged 18 to 23 years is one of the quite significant user groups\nin the digital financial services ecosystem. Internal data shows that\nthis age group reflects the high adoption of financial technology among\nyoung people, while also underscoring the importance of ongoing\neducation so that the utilisation of online lending services is done\nwisely, measurably, and responsibly,\u2019 said Puji.<\/p>\n
From a business perspective, Kredit Pintar records loan disbursements\nin the Special Region of Yogyakarta reaching Rp 55 billion throughout\n2026. Meanwhile, total disbursements on Java Island reached Rp 2.5\ntrillion.<\/p>\n
Meanwhile, throughout 2025, the company recorded loan disbursements\nof more than Rp 9.5 trillion. Since its establishment in 2017, the total\naccumulated loans disbursed have reached more than Rp 63 trillion.<\/p>\n
Puji said that collaboration between industry players, regulators,\nand educational institutions is needed to build a healthy digital\nfinancial ecosystem.<\/p>\n
\u2018Through collaboration between AFPI, Kredit Pintar as a member of the\nPindar platform, OJK, and educational institutions, it is hoped that a\nhealthier, safer, and more sustainable digital financial ecosystem will\nbe created among Indonesia\u2019s younger generation,\u2019 he stated.<\/p>\n
The financial literacy education is carried out through the Pindar\nMengajar: Cerdas Mengelola, Bijak Bertransaksi event held by the\nIndonesian Joint Funding Fintech Association (AFPI) at the Faculty of\nEconomics and Business, UPN Veteran Yogyakarta, on Wednesday\n(6\/5\/2026).<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/youth-financial-literacy-in-the-spotlight-amid-the-rise-of-online-lending-1778183856", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }