{
    "success": true,
    "data": {
        "id": 1759053,
        "msgid": "your-first-home-need-not-be-luxurious-the-key-is-that-it-fits-your-means-1779533784",
        "date": "2026-05-23 07:00:00",
        "title": "Your First Home Need Not Be Luxurious; The Key Is That It Fits Your Means",
        "author": "Satria K Yudha",
        "source": "REPUBLIKA",
        "tags": "",
        "topic": "Property",
        "summary": "Two Indonesian celebrities, Putri Titian and Junior Liem, stress starting small with property purchases to build wealth, recounting buying a studio apartment as their first home and advising young couples to align purchases with their finances. At BRI Consumer Expo 2026, the bank highlighted affordable KPR rates (from 1.75% fixed for one year) to encourage home ownership.",
        "content": "<p>Jakarta \u2014 Many young people delay buying a home because they feel\nthey are not yet settled or fear mortgage payments will be burdensome.\nIn fact, taking the plunge is regarded as an important step to own an\nasset from a productive age. That message came from the celebrity couple\nPutri Titian and Junior Liem at a talk show during the BRI Consumer Expo\n2026 at the Jakarta International Convention Center (JICC) on Friday\nnight (22 May 2026). Putri said that she and Junior also hesitated when\nthey were about to buy their first property after getting married. At\nthe time, their financial means were still limited, so they could not\nbuy a large house. \u201cIf you keep thinking about it, you won\u2019t start.\nEventually we dared to take the first property,\u201d Putri said. Their first\nproperty was a studio apartment. Over time, however, the asset grew and\nbecame a stepping stone to owning a bigger home. According to Putri,\nbuying property early brings many advantages. Besides being a place to\nlive, a home can also be an investment and a source of income in the\nfuture. \u201cHomes grow. It was enough for the two of us at first; as our\nneeds increased, we were finally able to own a bigger home,\u201d she said.\nJunior added that the first home does not have to be luxurious or\nperfect right away. The most important thing is to tailor it to\nfinancial ability so that the financial condition remains healthy.\n\u201cSometimes people are afraid to start because they have never done it.\nIn fact, the first home does not have to be flashy,\u201d Junior said. He\nalso reminded young couples not to force buying a home beyond their\nmeans because it could disrupt the family cash flow. \u201cDon\u2019t go\noverboard. Then the cash flow can be problematic,\u201d he said. BRI Senior\nManager for Retail Payment &amp; Card, Cipto Haryabi, said that many\nprospective home buyers still get trapped by desires rather than needs.\nTherefore, banks also play a role in helping customers choose a home\nthat matches their ability. \u201cWhat matters is that after taking a home\nloan (KPR), the quality of life should not fall,\u201d said Cipto. He added\nthat prospective buyers need to consider their installments, emergency\nfunds, and regular expenditures before taking out a home loan. During\nBRI Consumer Expo 2026, BRI offered mortgage promotions with interest\nrates starting at 1.75 percent fixed for one year. The exhibition ran\nfrom 22\u201324 May 2026 at Hall A and B, JICC Senayan, Jakarta. In addition\nto property, the expo also featured vehicle promotions, a travel fair,\nand a range of talk shows and musical entertainment for visitors.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/your-first-home-need-not-be-luxurious-the-key-is-that-it-fits-your-means-1779533784",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}