{
    "success": true,
    "data": {
        "id": 1628229,
        "msgid": "video-competing-with-online-loans-this-is-how-banks-boost-sme-credit-1774083077",
        "date": "2026-03-21 15:00:44",
        "title": "Video: Competing with Online Loans, This is How Banks Boost SME Credit",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Banking",
        "summary": "Henky Suryaputra, Financial Business Planning Director at Bank Sahabat Sampoerna, highlighted the challenges in disbursing SME credit due to weak demand amid a tough economic environment. He views the competition between banks and online loans (Pindar) as fair, given banks' lower interest rates and higher prudence standards. To promote healthy SME credit growth without increasing non-performing loans, banks are supporting SME mentoring in capital utilisation, credit management, and regulatory strengthening.",
        "content": "<p>Jakarta, CNBC Indonesia - Henky Suryaputra, Financial Business\nPlanning Director at Bank Sahabat Sampoerna, revealed the pressure on\nSME credit disbursement caused by still weak demand amid challenging\neconomic conditions. Meanwhile, regarding the competition in SME credit\ndisbursement between banking and online loans (Pindar), Henky Suryaputra\nassessed it as very reasonable considering the lower interest rates\noffered as well as higher banking prudence principles compared to\nPindar. In efforts to encourage healthier SME credit growth without\npressuring non-performing loan risks, banking supports SME mentoring\ninitiatives in utilising capital and banking credit up to regulatory\nstrengthening. What is the strategy for SME credit disbursement amid\nglobal economic pressures? Watch the full dialogue between Andi Shalini\nand Henky Suryaputra, Financial Business Planning Director at Bank\nSahabat Sampoerna, on Power Lunch, CNBC Indonesia (Friday,\n06\/03\/2026).<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/video-competing-with-online-loans-this-is-how-banks-boost-sme-credit-1774083077",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}