{
    "success": true,
    "data": {
        "id": 1668947,
        "msgid": "understanding-the-differences-between-shm-hgb-and-hpl-which-is-the-safest-1775800253",
        "date": "2026-04-10 12:00:00",
        "title": "Understanding the Differences Between SHM, HGB, and HPL: Which is the Safest?",
        "author": "Hilda B Alexander",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Property",
        "summary": "This article explains the key differences between Sertifikat Hak Milik (SHM), Hak Guna Bangunan (HGB), and Hak Pengelolaan (HPL) in Indonesia's land rights system, all regulated by the Ministry of Agrarian Affairs and Spatial Planning\/National Land Agency (ATR\/BPN). SHM offers the strongest ownership with no time limit and full rights, while HGB allows building on non-owned land for a renewable period of up to 30 years, and HPL provides management rights over state-controlled land typically for government entities or SOEs. Although SHM is deemed the safest due to its permanence, HGB and HPL remain legally secure if properly obtained, emphasising the importance of clear land status to avoid disputes in property transactions.",
        "content": "<p>In land matters, the terms Sertifikat Hak Milik (SHM), Hak Guna\nBangunan (HGB), and Hak Pengelolaan (HPL) frequently arise, particularly\nwhen someone wishes to purchase or manage land. The three are types of\nland rights regulated and issued by the Ministry of Agrarian Affairs and\nSpatial Planning\/National Land Agency (ATR\/BPN), but they possess\ndistinct characteristics. So, what are the differences, and which is the\nsafest? SHM is the highest type of land right in Indonesia\u2019s land law\nsystem. The holder of SHM has full rights over that land. SHM has no\ntime limit and can be inherited or transferred to another party. Even\nthe Head of the Public Relations and Protocol Bureau of the Ministry of\nATR\/BPN, Shamy Ardian, guarantees that a shophouse with land status of\nHak Guna Bangunan (HGB) can be upgraded to SHM as long as it meets the\napplicable requirements and conditions. \u201cA shophouse with HGB status can\nbe upgraded to Hak Milik as long as it fulfils the prevailing\nprovisions,\u201d Shamy stated in his remarks on Thursday (9\/4\/2026). In\ncontrast to SHM, HGB grants the holder the right to erect and own a\nbuilding on land that is not their own. HGB has a specific time period,\nusually a maximum of 30 years and can be extended. This status is widely\nused by property developers, housing estates, and commercial areas.\nAlthough not as strong as SHM, HGB still holds legal force as long as it\nis valid and can be extended in accordance with the provisions. Hak\nPengelolaan (HPL) differs from SHM and HGB. HPL does not grant direct\nownership rights, but rather the right to manage land controlled by the\nstate. Typically, HPL is granted to government agencies, State-Owned\nEnterprises (BUMN), or regional governments. On HPL land, other parties\ncan still obtain derivative rights such as HGB or Hak Pakai (HP). From\nthe perspective of legal strength and ownership, it cannot be denied\nthat SHM is the safest because it is full and unlimited in time.\nHowever, this does not mean that HGB and HPL are unsafe. Both remain\nlegally valid as long as they are obtained through proper procedures and\nare still in effect. Many large business and housing areas are actually\nbuilt on HGB or HPL. Nevertheless, the most important thing is to ensure\nthat the land status is clear, the certificate is issued legally, and\nthere are no disputes or overlaps.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/understanding-the-differences-between-shm-hgb-and-hpl-which-is-the-safest-1775800253",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}