{
    "success": true,
    "data": {
        "id": 1831352,
        "msgid": "starting-with-rp-10-million-azwir-builds-nasi-padang-business-into-family-livelihood-1782791574",
        "date": "2026-06-30 10:01:35",
        "title": "Starting with Rp 10 Million, Azwir Builds Nasi Padang Business into Family Livelihood",
        "author": "",
        "source": "DETIK",
        "tags": "",
        "topic": "Business",
        "summary": "Azwir Rahim left Padang to seek his fortune in Jakarta, starting a nasi padang stall with just Rp 10 million in capital. Despite early struggles and setbacks during the COVID-19 pandemic, his business has grown to support his family, aided by multiple rounds of KUR microcredit from BRI. The bank reaffirms its commitment to helping ultra-micro and small enterprises scale up through accessible financing and mentorship.",
        "content": "<p>Like many Minang people known for their merantau tradition, Azwir\nRahim left his hometown of Padang to seek his fortune elsewhere. Twelve\nyears ago, he started a nasi padang business with minimal capital.\nGradually, the venture grew into a source of livelihood for his family.\nThat afternoon, after serving a number of customers at his nasi padang\nstall, Sambalado Baru, Azwir took time to speak about his business\njourney. Sitting in the stall area, he enthusiastically recounted how\nthe enterprise he founded years ago slowly developed. Azwir explained\nthat when he first migrated to Jakarta, he did not immediately open a\nnasi padang business. He initially worked as a security guard in North\nJakarta. Only after marrying in 2012 did he try his luck by opening a\nMinang culinary business. \u201cLiving with her, alhamdulillah, I was helped\nby my in-laws, then we started the business,\u201d Azwir said at his nasi\npadang stall in Bojong Village, Klapanunggal, Bogor Regency. In the\nearly days, Azwir admitted the business did not take off immediately. He\nhad to overcome various challenges because sales were unstable. \u201cWe\nstruggled at first; starting a business, you know, sometimes it\u2019s busy,\nsometimes it\u2019s quiet,\u201d Azwir said. The 46-year-old initially had capital\nof around Rp 10 million. According to him, that amount was sufficient to\npurchase food ingredients because prices at the time were not yet too\nhigh. In the early phase, Azwir managed the stall by himself. After the\nbusiness grew, he employed two staff to help with operations. After\nseveral years, Azwir needed additional capital to expand the business.\nHe then applied for a Kredit Usaha Rakyat (KUR) loan from BRI in 2015.\nHe used the funds to open a new branch in the Bogor area. However, the\nventure did not end smoothly. After surviving for a few years, the nasi\npadang stall was eventually closed due to various challenges. One of\nthose challenges was the COVID-19 pandemic, which impacted his business.\nBecause public activities were restricted, his nasi padang sales\ndeclined. Even so, Azwir chose to persevere until his business gradually\npicked up again. \u201cNow, alhamdulillah, there have been some small\nimprovements,\u201d he said. Over the course of running his business, Azwir\nhas applied for KUR BRI loans about five times. The loan amounts varied,\nstarting from Rp 10 million, Rp 15 million, Rp 25 million, Rp 30\nmillion, up to Rp 35 million, with an average repayment tenor of two\nyears. He said the KUR BRI application process has always run smoothly,\nand the disbursement of funds has been fast. \u201cQuick. Straight to\nprocessing, straight to disbursement, it doesn\u2019t take long, because our\nBI checking is good,\u201d Azwir said. At his stall, Azwir sells various menu\nitems including chicken, fish, beef, and eggs. He offers affordable\nprices, with all dishes priced at Rp 13,000. \u201cEven if the profit is\nsmall, the important thing is that it runs smoothly,\u201d he said. Azwir\u2019s\nnasi padang customers include local residents as well as buyers through\nonline services. He also receives large orders, such as from the village\noffice or the local community health centre. \u201cThe village office has\nevents, the Puskesmas too, for example, bulk orders. Sometimes 100\npacks, sometimes 50 packs,\u201d Azwir said. In a day, he can sell 100 packs\nof nasi padang. However, he acknowledged that the current economic\nconditions mean sales are not always stable. He is grateful for the KUR\nBRI loan assistance because it helps him sustain and rotate his business\ncapital. \u201cLuckily there is assistance from BRI\u2019s KUR. So we can keep the\nmoney circulating,\u201d he added. Currently, Azwir estimates his daily\nprofit at around Rp 150,000 to Rp 200,000. Although not large, he\nremains grateful to still earn an income amid rising living costs. \u201cI\nsay the important thing is that the business runs smoothly, even if the\nprofit is small, as long as the money keeps turning over,\u201d Azwir said.\nThanks to the business, Azwir says he has been able to improve his\nfamily\u2019s economic condition. The profits are used for various needs,\nfrom renovating the house to helping his parents. \u201cAlhamdulillah,\neverything has been helped, we could renovate the house, make it nicer,\u201d\nAzwir said. In addition, the profits are used to fund his children\u2019s\neducation. He has two children who are currently in primary and junior\nsecondary school. \u201cAlhamdulillah, since getting assistance from BRI KUR,\nwe could expand the business, make it progress, make it bigger,\u201d Azwir\nsaid. He expressed his gratitude to BRI for helping provide business\ncapital loans. He feels assisted by the funds. \u201cAlhamdulillah, it can\nhelp small MSME businesses. It can be used for all needs, buying\nequipment, renovating. Alhamdulillah, we have been helped by BRI KUR,\u201d\nhe added. Head of BRI Gandoang Unit in Bogor Regency, Mokhamad Rokhmat,\naffirmed BRI\u2019s commitment to supporting business actors to grow and move\nup in class. The KUR BRI loan assistance is expected to help the\ncommunity\u2019s economy. \u201cHopefully, with this, we want to help small\ncommunities move up in class, so to speak. Those who were perhaps\nultra-micro businesses can move up to micro. Micro can then perhaps\nbecome retail, then mid-to-upper retail,\u201d Rokhmat said in a separate\ninterview. However, Rokhmat noted that the business journey is not\nshort. Therefore, he assured that BRI is always present throughout the\ncommunity\u2019s business process. \u201cBecause there must still be some form of\nmentoring. For example, during Covid, we continued to assist them,\u201d\nRokhmat said.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/starting-with-rp-10-million-azwir-builds-nasi-padang-business-into-family-livelihood-1782791574",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}