{
    "success": true,
    "data": {
        "id": 1675214,
        "msgid": "slik-ojk-not-seen-as-hindering-subsidised-mortgage-distribution-says-tapera-head-1776095490",
        "date": "2026-04-13 22:30:00",
        "title": "SLIK OJK Not Seen as Hindering Subsidised Mortgage Distribution, Says Tapera Head",
        "author": "Hilda B Alexander",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Housing",
        "summary": "The Commissioner of the State Housing Savings Management Agency (BP Tapera), Heru Pudyo Nugroho, has stated that the Financial Services Information System (SLIK) of the Financial Services Authority (OJK) is not the primary obstacle to the distribution of subsidised home ownership credit (KPR). BP Tapera manages electronic verification of beneficiary data, including income and home ownership status, in a straightforward manner, coordinating with the Ministry of Housing and developers to address field-level issues. Finance Minister Purbaya Yudhi Sadewa echoed this view, noting that credit access difficulties stem from broader factors beyond SLIK, with the government planning further studies into root causes like weak demand.",
        "content": "<p>JAKARTA, KOMPAS.com - The Commissioner of the State Housing Savings\nManagement Agency (BP Tapera), Heru Pudyo Nugroho, has responded to\nstatements by Finance Minister Purbaya Yudhi Sadewa regarding the\nFinancial Services Information System (SLIK) of the Financial Services\nAuthority (OJK) not being the main barrier to the distribution of\nsubsidised home ownership credit (KPR).<\/p>\n<p>According to Heru, BP Tapera plays a role in verifying data for\nprospective beneficiaries through an electronic-based system.<\/p>\n<p>\u201cThe electronic-based financing ecosystem is managed by us at BP\nTapera. Regarding requirements such as income statements or proof of not\nowning a home, we carry out the verification process,\u201d he explained at\nthe OJK office in Jakarta on Monday (13\/4\/2026).<\/p>\n<p>Heru added that the verification process is conducted in a simple and\nnon-complicated manner. If invalid data is found, it will be returned\nfor correction.<\/p>\n<p>He also revealed that BP Tapera had previously coordinated with the\nMinistry of Housing and Settlement Areas (PKP) and developer\nassociations to gather data on field-level obstacles.<\/p>\n<p>\u201cUnder the coordination of the Minister, we have asked developer\nassociations to provide data, then we analyse it and report to OJK. And\nnow there is a very good decision that developers have been waiting\nfor,\u201d said Heru.<\/p>\n<p>Previously, the issue of SLIK as a hindrance to KPR access had also\ncome under scrutiny.<\/p>\n<p>Purbaya assessed that the difficulty for the public in obtaining\ncredit is not solely caused by SLIK.<\/p>\n<p>\u201cIt seems that it\u2019s not just the OJK SLIK that prevents them from\ngetting credit,\u201d Purbaya said at the Coordinating Ministry for Economic\nAffairs office in Jakarta on Wednesday (26\/11\/2025).<\/p>\n<p>He mentioned that even though certain collectibility classifications\nin SLIK have been removed, the problem of bad debts may not necessarily\nbe resolved.<\/p>\n<p>The government plans to conduct further studies to identify the root\ncauses of the problem, including the possibility of weak demand.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/slik-ojk-not-seen-as-hindering-subsidised-mortgage-distribution-says-tapera-head-1776095490",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}