The Samarinda District Prosecutor\u2019s Office in East Kalimantan has\nnamed and detained eight suspects in a case of alleged misuse of credit\ndisbursement at Bank Rakyat Indonesia (BRI) Samarinda Branch,\nspecifically at the Sei Pinang Dalam and Temindung units, between 2023\nand 2025.<\/p>\n
\u2018The suspects were named after the investigative team conducted a\nseries of thorough, professional, and accountable examinations,\nupholding the principle of prudence and the presumption of innocence,\u2019\nsaid Mochamad Arifianto, Head of the Special Crimes Section at the\nSamarinda Prosecutor\u2019s Office, after the detention on Wednesday\nevening.<\/p>\n
Based on an examination by BRI\u2019s Internal Audit Unit and a Public\nAccountant Office expert, the suspects are strongly believed to have\ncommitted unlawful acts by collaborating to manipulate the data and\nidentities of prospective customers. This was done to meet the\nrequirements for receiving People\u2019s Business Credit (KUR) loans, with\nthe aim of enriching themselves or others.<\/p>\n
The eight suspects, all women, are identified by the initials WW,\nMGF, SM, NA, MA, AB, NL, and II. Two of the suspects, WW and MGF, are\ninternal bank employees serving as marketing officers and credit\ninitiators. The other six are external parties suspected of acting as\nintermediaries in arranging the loans.<\/p>\n
Accompanied by Head of Intelligence Bara Mantio Irsahara, Arifianto\nexplained that in 2024, at the BRI Sei Pinang Dalam Unit, suspect WW, as\na KUR officer, together with AB, SM, II, and NL, submitted KUR\napplications for debtors who did not meet the requirements by involving\nthird parties. These intermediaries sought out individuals willing to\nlend their identities in exchange for compensation, then forwarded the\ndata to WW for credit processing. The process used documents and data\nthat did not reflect the actual situation, including fabricated business\npermits and photos of houses and business premises that did not match\nreal conditions. Once the loans were disbursed, the debtors\u2019 bank books\nand ATM cards were controlled by the intermediaries, and the loan funds\nwere used for the benefit of the parties involved.<\/p>\n
\u2018Based on a Special Audit Investigation by BRI on 15-27 October 2025,\n23 credit accounts were found to have been given to debtors who had no\nbusiness, whose residential addresses did not match their ID cards, and\nwhose application process involved third parties,\u2019 he stated. These\nactions resulted in the misappropriation of KUR disbursements totalling\nRp897.15 million, with initial state losses amounting to Rp338 million.\nThe value of the state losses may increase as the investigation\ndeepens.<\/p>\n
Meanwhile, at the BRI Temindung Unit, suspect MGF and associates\nmisappropriated KUR disbursements totalling Rp3.07 billion, with initial\nstate losses valued at Rp1.14 billion.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/samarinda-prosecutors-office-detains-eight-suspects-in-bri-credit-misuse-case-1781711630", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }