{
    "success": true,
    "data": {
        "id": 1952116,
        "msgid": "qris-elevates-msmes-in-ambon-1788242561",
        "date": "2026-09-01 11:44:06",
        "title": "QRIS elevates MSMEs in Ambon",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Economy",
        "summary": "The implementation of the Quick Response Code Indonesian Standard (QRIS) is transforming the way micro, small, and medium enterprises (MSMEs) in Ambon conduct transactions. In collaboration with Bank Indonesia, the Ambon City Government is actively promoting digital literacy to integrate local traders into the modern digital economy.",
        "content": "<p>A single black and white code may occupy very little space on a\ntable. However, behind every mobile phone scan lies a shift in the\nmindset of Ambon\u2019s residents regarding transactions and business\nmanagement, marking their steady steps towards the future.<\/p>\n<p>As the sun rises over Ambon City, the sea breeze carries the\ncharacteristic scent of the coast across the stalls of traders\ndisplaying their goods. Amidst the rows of worn banknotes and the\nclinking of coins that have long been the lifeblood of local trade, a\ndifferent sight can be seen tucked into the corner of wooden cashier\ntables: a printed square black and white code.<\/p>\n<p>A customer approaches, orders breakfast, and reaches into their\npocket. Instead of a thick wallet filled with rupiah notes, they pull\nout a mobile phone. They point the camera directly at the code. Within\nseconds, the screen lights up, and a subtle notification chime breaks\nthe morning silence. The transaction is completed without a single word\nabout change or the need to count banknotes.<\/p>\n<p>This scene is no longer exclusive to the large cities on Java. From\nsimple eateries and coffee shops where locals exchange stories to night\nculinary stalls in the corners of Amton Manise, the Quick Response Code\nIndonesian Standard (QRIS) is slowly but surely displacing old habits.\nDigital technology is beginning to creep in, complementing the warmth of\nface-to-face transactions among local residents.<\/p>\n<p>This lifestyle shift provides fresh momentum for the Ambon City\nGovernment. The community\u2019s growing familiarity with digital code\nscanning is viewed as a vital opportunity to encourage micro, small, and\nmedium enterprises (MSMEs) to leap further into the modern economic\necosystem.<\/p>\n<p>Working hand-in-hand with the Bank Indonesia Maluku Representative\nOffice, the local government continues to engage directly within the\ncommunity\u2019s economic spaces. Through patient education and field\nassistance, they are inviting small traders to break boundaries,\ntransforming a printed code on a cashier\u2019s table into Ambon\u2019s gateway to\na digital economic future.<\/p>\n<p>The movement towards digitalisation in Ambon has become increasingly\ntangible since March 2024. The efforts of the Ambon City Government,\nalongside Bank Indonesia Maluku, have moved beyond mere written\nadvisories to active engagement with MSME players.<\/p>\n<p>Through consumer protection education and assistance in QRIS merchant\nacquisition, public spaces such as the Wainitu Public Open Space (RTP),\nAir Salobar, and the Amahusu area have been transformed into living\nlaboratories for the community\u2019s digital economy.<\/p>\n<p>For the Ambon City Government, MSMEs are the backbone of the local\neconomy and must not be left stagnant. Providing trading stalls is not\nenough; creating an ecosystem that is relevant to modern developments is\nkey to ensuring small traders are not left behind by the tide of\nmodernisation.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/qris-elevates-msmes-in-ambon-1788242561",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}