Jakarta, CNBC Indonesia - As a digital bank that is part of the BRI\nGroup, Bank Raya is consistently committed to continuing to deliver\ninnovative and easily accessible financial solutions to the wider\npublic, particularly through the utilisation of technology.<\/p>\n
In line with the increasing needs of the public following the Eid\nal-Fitr 2026 celebration, Bank Raya, through one of its flagship digital\nproducts, Pinang Flexi, offers the convenience of digital multi-purpose\nloans with a fast, easy, and more practical process.<\/p>\n
\u201cFollowing Eid al-Fitr, the public certainly has various needs that\nmust be met, such as basic necessities, household requirements, or\npreparations for children returning to school after the long holiday.\nWith the ease offered by Pinang Flexi, the public does not need to worry\nabout accessing easy and reliable loans,\u201d said Bank Raya\u2019s Business\nDirector, Kicky Andrie Davetra, in a written statement on Friday\n(27\/3\/2026).<\/p>\n
For the record, Pinang Flexi offers loan ceilings starting from Rp1\nmillion to Rp25 million. For loyal customers, the ceiling offered by\nPinang Flexi can reach Rp35 million with flexible tenors between 1 and\n18 months and competitive interest rates.<\/p>\n
Pinang Flexi can be accessed by customers who have an ID card, are\naged 21 to 55 years, receive salary through a Bank Raya or Bank BRI\naccount for at least 7 months, and have a good credit history.<\/p>\n
Not only that, Pinang Flexi can be accessed by workers with Bank Raya\nand Bank BRI payroll accounts. With a fast fund disbursement process and\nno upfront fees, Pinang Flexi becomes a relevant choice for customers to\nmeet practical financial solutions amid the increasing consumptive needs\nof the public.<\/p>\n
The Pinang Flexi application process can be done by downloading the\nPinang Flexi app on the App Store and Google Play Store. Customers will\nbe asked to fill in their personal details and the nominal ceiling\napplied for. If the application meets the requirements, it will be\nprocessed further to the approval stage, and the funds will be disbursed\nto the customer\u2019s account in accordance with the applicable\nprovisions.<\/p>\n
In addition, there are several steps that can be taken in applying\nfor Pinang Flexi through third-party platforms, for example on the JMO\n(Jamsostek Mobile) app. In this case, users can open the JMO app then\nselect the \u201cOthers\u201d menu, next click on the \u201cFinancial & Welfare\u201d\nsection, select the \u201cEmergency Funds\u201d menu and proceed by selecting the\nPinang Flexi option. After that, users are asked to agree to the terms\nand conditions by selecting \u201cI Agree\u201d and are automatically directed to\nthe Pinang Flexi WebView to continue the application process.<\/p>\n
As one of the flagship digital products, Pinang Flexi also\ncontributes to driving the growth of Bank Raya\u2019s digital business. This\nis reflected at the end of December 2025, when the total outstanding\nPinang Flexi increased by 20.5% year on year (yoy) to Rp1.03 trillion\nwith 21,544 customers. This growth indicates the high interest of\ncustomers in fast and flexible financing solutions to meet various\npublic needs.<\/p>\n
\u201cGoing forward, we will continue to strengthen the digital\ncapabilities of Pinang Flexi to reach more customers, for which we will\ncontinue to encourage collaboration potential with various companies to\nprovide cash loans for their employees\u2019 various needs. We are also\ncommitted to delivering relevant, fast, and reliable innovations for the\npublic\u2019s financial management needs,\u201d he emphasised.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/pinang-flexi-from-bank-raya-offers-practical-financial-solutions-post-eid-al-fitr-1774598462", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }