{
    "success": true,
    "data": {
        "id": 1909324,
        "msgid": "pegadaian-strengthens-indonesias-gold-bank-ecosystem-1786283428",
        "date": "2026-08-09 12:58:09",
        "title": "Pegadaian Strengthens Indonesia's Gold Bank Ecosystem",
        "author": " ",
        "source": "GALERT",
        "tags": "",
        "topic": "Finance",
        "summary": "State-owned pawnbroker PT Pegadaian is consolidating its position as the leader in Indonesia's gold ecosystem, with total managed gold assets reaching approximately 145 tonnes by April 2026. The growth, including a 152.79 per cent year-on-year surge in gold instalment products, aligns with the government's Asta Cita agenda to bolster the national bullion ecosystem. The company is expanding its digital and physical infrastructure to make gold investment more accessible and secure for the public.",
        "content": "<p>PT Pegadaian continues to strengthen its role as the leader of\nIndonesia\u2019s Gold Bank ecosystem through various service innovations\noffered to customers.<\/p>\n<p>Pegadaian recorded positive growth across its gold services based on\ndata up to April 2026. This achievement also supports the government\u2019s\nAsta Cita agenda in strengthening the national bullion ecosystem.<\/p>\n<p>With more than 125 years of experience, Pegadaian has developed\nvarious gold-based investment and financing services that are now an\nimportant part of the national gold ecosystem.<\/p>\n<p>The transformation carried out by PT Pegadaian provides easy and\naffordable access to gold investment for all segments of society.<\/p>\n<p>Amid global economic uncertainty and growing interest in safe-haven\nassets, Pegadaian\u2019s gold services continue to grow and further\nstrengthen its position as the leader of the national gold\necosystem.<\/p>\n<p>As a financial institution offering Gold Bank services with a vision\nof becoming The Leader in Gold Ecosystem, the company presents various\nproducts designed to meet customer needs, both individuals and business\nplayers, through:<\/p>\n<ol type=\"1\">\n<li>Gold Deposits<\/li>\n<\/ol>\n<p>Gold Deposits allow customers to deposit physical gold or gold\nbalances they own with tenor options of 6, 9, or 12 months. Unlike\nconventional deposits, the returns received by customers are provided in\nthe form of gold grammage, so that the amount of gold ownership can\ncontinue to grow during the deposit period.<\/p>\n<ol start=\"2\" type=\"1\">\n<li>Gold Working Capital Loans<\/li>\n<\/ol>\n<p>This service is intended for gold industry players, such as\ncraftsmen, jewellery traders, and credit business operators. Financing\nis provided in the form of gold and repaid in the form of gold, helping\nbusiness players manage risks arising from gold price fluctuations.<\/p>\n<ol start=\"3\" type=\"1\">\n<li>Corporate Gold Custody Services<\/li>\n<\/ol>\n<p>Through this service, Pegadaian acts as a gold custodian providing\ngold storage facilities with high security standards. Companies or\ninstitutions holding large amounts of gold assets can utilise this\nservice to maintain security and optimal asset management.<\/p>\n<ol start=\"4\" type=\"1\">\n<li>Gold Trading<\/li>\n<\/ol>\n<p>Pegadaian also facilitates physical gold buying and selling\ntransactions through its extensive network. The gold traded has high\npurity of 24 carats, is officially certified, and is supported by a\ntransparent management system.<\/p>\n<p>President Director of PT Pegadaian, Damar Latri Setiawan, explained\nthat as of April 2026, total gold ecosystem assets under management at\nPegadaian had reached approximately 145 tonnes.<\/p>\n<p>\u201cTotal gold ecosystem assets under management at Pegadaian have\nreached approximately 145 tonnes. This includes Pegadaian Gold Savings\nunder management, which now exceeds 20 tonnes with a valuation of more\nthan Rp 51 trillion,\u201d said Damar, as quoted from Pegadaian\u2019s official\nwebsite on Sunday (9\/8\/2026).<\/p>\n<p>\u201cAlhamdulillah, the outstanding loan balance of the Gold Instalment\nproduct also experienced a significant increase with growth of up to\n152.79 percent year-on-year, reaching Rp 13.85 trillion as of 30 April,\u201d\nhe added.<\/p>\n<p>This achievement demonstrates the increasing public trust in\nPegadaian\u2019s gold services, while strengthening the company\u2019s position as\nthe leader of the national gold ecosystem.<\/p>\n<p>The development of Pegadaian\u2019s Gold Bank services is supported by\nmore than 4,000 outlets spread across Indonesia, internationally\nstandardised vault facilities, an extensive physical gold distribution\nnetwork, and a physical and digital gold recording system with a 1:1\nunderlying asset guarantee.<\/p>\n<p>Service strengthening is also carried out through digital\ntransformation by presenting the Tring! by Pegadaian application, which\ncan be downloaded via Google Play Store or App Store on smartphones.\nThis application allows the public to access various Pegadaian services\non one platform, from gold transactions to other financial services more\npractically and easily.<\/p>\n<p>As a pioneer of Gold Bank services in Indonesia, Pegadaian continues\nto strengthen its role in building a modern and inclusive bullion\necosystem. This effort is in line with the company\u2019s commitment to\nsupporting the strategic downstreaming agenda and the government\u2019s Asta\nCita vision in increasing the added value of national resources and\nstrengthening the competitiveness of Indonesia\u2019s gold industry.<\/p>\n<p>Supported by an extensive network, integrated services, and\ncontinuous innovation, Pegadaian is ready to become a partner for the\npublic and business players in developing Indonesia\u2019s gold potential.\nThrough this step, Pegadaian is optimistic that it can make a greater\ncontribution to economic growth while realising the shared vision of\n\u2018gilding Indonesia\u2019.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/pegadaian-strengthens-indonesias-gold-bank-ecosystem-1786283428",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}