{
    "success": true,
    "data": {
        "id": 1601206,
        "msgid": "pegadaian-relaunches-interest-free-loan-programme-for-the-public-heres-how-1773122140",
        "date": "2026-03-10 11:39:57",
        "title": "Pegadaian Relaunches Interest-Free Loan Programme for the Public: Here's How",
        "author": "",
        "source": "VIVA",
        "tags": "bisnis",
        "topic": "Banking",
        "summary": "PT Pegadaian, Indonesia's state-owned pawnshop operator, has officially relaunched its Interest-Free Conventional Loan and Interest-Free Shariah (Mu'nah) Loan programmes to support public financial needs and strengthen grassroots economics. The initiative targets new and inactive customers, offering zero interest for 60 days on regular loans and 30 days on daily loans, with lending amounts ranging from Rp50,000 to Rp2.5 million, available through all outlets nationwide until 30 April 2026. The programme reflects Pegadaian's commitment to providing inclusive, accessible, and transparent financial services to all segments of society.",
        "content": "<p>As a concrete demonstration of its commitment to strengthening\ngrassroots economics and alleviating the financial burdens of the\npublic, PT Pegadaian has officially relaunched its Interest-Free\nConventional Loan and Interest-Free Mu\u2019nah (Shariah) Loan programmes.\nThese initiatives are designed as rapid, straightforward, and affordable\nfunding solutions for both productive micro, small, and medium-sized\nenterprise (MSME) needs and urgent daily expenses.<\/p>\n<p>Selfie Dewiyanti, Director of Marketing, Sales, and Product\nDevelopment at PT Pegadaian, stated that this initiative represents\nPegadaian\u2019s strategic role in providing wholehearted service as a\nfinancial institution with a strong focus on corporate social\nresponsibility.<\/p>\n<p>\u201cThe Interest-Free Loan and Interest-Free Mu\u2019nah programme, also\nknown as Gadai Peduli, is our concrete step to ensure inclusive\nfinancial services can reach all segments of society without exception.\nWe understand that rapid liquidity is much needed at present, but often\nthe public is concerned about high capital cost burdens. Through this\ninterest waiver, we want to help stabilise household finances by\noptimally utilising gold assets or other valuable goods,\u201d Selfie\nexplained.<\/p>\n<p>The programme targets both new customers and inactive customers\nwishing to resume using Pegadaian\u2019s services. The schemes offered\ninclude:<\/p>\n<ul>\n<li><p>Regular Loan: Interest-free for 60 days.<\/p><\/li>\n<li><p>Daily Loan: Interest-free for 30 days.<\/p><\/li>\n<li><p>Loan Range: Starting from Rp50,000 to Rp2,500,000.<\/p><\/li>\n<\/ul>\n<p>The public can enjoy this special programme until 30 April 2026 under\nthe following provisions:<\/p>\n<ul>\n<li><p>Available at all Pegadaian outlets throughout Indonesia,\nincluding Conventional, Shariah, and Co-location (SenyuM)\noutlets.<\/p><\/li>\n<li><p>Applicable for one transaction only for new customers or\ncustomers who have not conducted any pawn transactions within a\nspecified period (inactive customers).<\/p><\/li>\n<li><p>Prospective customers must bring valid identification with a\nNational Identification Number (NIK) verified by the Civil Registry\nOffice (Dukcapil).<\/p><\/li>\n<\/ul>\n<p>Through the Interest-Free Loan and Interest-Free Mu\u2019nah programme, PT\nPegadaian hopes to continue fulfilling its function as both a healthy\nbusiness entity and a driver of the national economy. Pegadaian is\ncommitted to providing safe, trustworthy financial access free from\nillegal funding traps in pursuit of the broad public\u2019s prosperity.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/pegadaian-relaunches-interest-free-loan-programme-for-the-public-heres-how-1773122140",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}