PT Bank Tabungan Negara (Persero) Tbk (BTN) has maintained its\nhighest rating of idAAA with a stable outlook from PT Pemeringkat Efek\nIndonesia (Pefindo). This rating is valid for the period from 4\nSeptember 2026 to 1 September 2027.<\/p>\n
BTN President Director Nixon LP Napitupulu stated that this\nachievement is a testament to the trust in BTN\u2019s fundamentals and\nresilience. \u201cThis rating motivates us to continue innovating to maintain\na strong business position, strengthen liquidity and financial\nflexibility, and ensure that BTN\u2019s business growth remains healthy and\nsustainable,\u201d Nixon said in a written statement on Tuesday\n(8\/9\/2026).<\/p>\n
Pefindo assessed that BTN\u2019s credit strength is supported by very\nstrong business, liquidity, and financial flexibility. Pefindo also\nassigned a positive predicate to BTN as a corporation due to the very\nstrong support from the government, in line with BTN\u2019s role in\nsupporting government programmes in the housing sector, including\nPresident Prabowo Subianto\u2019s Three Million Houses programme.<\/p>\n
In addition to the corporate rating, Pefindo also maintained the\nidAAA rating for the Sustainable Social Bond I Stage I Year 2025 valued\nat Rp300 billion, as well as the idAA rating for the Subordinated Bond I\nStage I Year 2025 valued at Rp2 trillion.<\/p>\n
Meanwhile, despite transforming towards a \u2018beyond mortgage\u2019 strategy,\nBTN continues to support government housing programmes, including the\nprovision of subsidised mortgages (KPR) for low-to-middle income\ncommunities. As of 30 June 2026, 60% of BTN\u2019s shares are owned by the\nIndonesian Government through BPI Danantara and BP BUMN, while 40% is\nheld by the public.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/pefindo-maintains-btn-rating-at-idaaa-level-1788872251", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }