{
    "success": true,
    "data": {
        "id": 1636714,
        "msgid": "pefindo-assigns-high-rating-to-bsn-1774525914",
        "date": "2026-03-26 18:14:00",
        "title": "Pefindo Assigns High Rating to BSN",
        "author": "Gana Buana",
        "source": "MEDIA_INDONESIA",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Syariah Nasional (BSN) has received a high credit rating of idAA+ with a stable outlook from PT Pemeringkat Efek Indonesia (Pefindo), reflecting its strong capacity to meet long-term financial obligations. This rating, supported by solid market position, robust capitalisation, and backing from parent company PT Bank Tabungan Negara (Persero) Tbk, underscores BSN's superior performance compared to industry peers. The achievement motivates BSN to expand sharia financing, enhance digital ecosystems, and support government programmes in Islamic housing finance, while targeting improved performance in 2026.",
        "content": "<p>The Government prioritises maintaining the quality of education. PT\nBank Syariah Nasional (BSN) has achieved a rating of idAA+ (Double A\nPlus) with a stable outlook from PT Pemeringkat Efek Indonesia\n(Pefindo), reflecting a very strong capacity to meet long-term financial\nobligations. Pefindo\u2019s President Director, Irmawati, stated that the\nassessment was based on a comprehensive evaluation of the company\u2019s data\nand performance, including BSN\u2019s financial achievements throughout the\n2025 fiscal year. \u201cThe idAA+ rating indicates a very strong ability to\nmeet long-term financial commitments. The (+) sign indicates a superior\nposition compared to the average entities in the same category,\u201d\nIrmawati said in a written statement on Thursday (26\/3). This rating is\nvalid for one year, from 13 March 2026 to 1 March 2027. Pefindo assesses\nthat this achievement is supported by BSN\u2019s solid market position and\nstrong capitalisation. The stable outlook reflects confidence that BSN\u2019s\ncredit profile will remain maintained in the medium term, supported by\nconsistent fundamental performance. BSN\u2019s President Director, Alex\nSofjan Noor, welcomed the rating result positively. He emphasised that\nsupport from PT Bank Tabungan Negara (Persero) Tbk as the parent company\nfurther strengthens BSN\u2019s position. \u201cThis rating is an important\nachievement as well as motivation for us to continue improving\nperformance and providing the best services, as well as strengthening\nour position as the primary financial partner for Indonesian families,\u201d\nhe said. According to him, the idAA+ rating confirms BSN\u2019s fundamental\nquality that is above the industry average. Meanwhile, the stable\noutlook reflects the sustainability of performance and business\nstability going forward. In the future, BSN will strengthen financing\nexpansion and broaden market reach. The company is also focusing on\nstrengthening the digital ecosystem through the Bale Syariah by BSN\napplication. Currently, BSN is supported by a network of 37 Sharia\nBranch Offices, 82 Sharia Sub-Branch Offices, and 589 Sharia Service\nOffices. Synergy with BTN is expected to further expand public access to\nBSN\u2019s products and services. \u201cThis rating strengthens our optimism to\ncontinue growing, support government programmes, and expand the sharia\nfinancial ecosystem, especially through sharia housing financing in\nIndonesia,\u201d Alex said. BSN also targets improved performance in 2026,\ncontinuing the positive trend from the previous year, while\nstrengthening sharia financial literacy in society.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/pefindo-assigns-high-rating-to-bsn-1774525914",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}