{
    "success": true,
    "data": {
        "id": 1754096,
        "msgid": "onerous-dpr-hajj-supervisory-team-highlights-health-insurance-cap-for-pilgrims-1779542821",
        "date": "2026-05-21 11:17:13",
        "title": "Onerous, DPR Hajj Supervisory Team Highlights Health Insurance Cap for Pilgrims",
        "author": "",
        "source": "CNN_ID",
        "tags": "",
        "topic": "Regulation",
        "summary": "Indonesia's DPR Hajj Supervisory Team criticises the health insurance cap for pilgrims, which limits coverage to one illness up to 200,000 Riyals and forces patients to switch hospitals when funds run out. They call for a thorough review of the scheme and explore flexible financing options, such as cross-subsidies or direct payment by medical need. The team notes that past Haj operations allowed care until full recovery, urging Indonesia to negotiate better terms with Saudi authorities.",
        "content": "<p>The Hajj Supervisory Team (Timwas) of the Indonesian House of\nRepresentatives (DPR RI) has highlighted crucial complaints regarding\nthe limitation of the health insurance cap for Indonesian Hajj pilgrims\nwho fall ill in the Holy Land. The current insurance rules are\nconsidered burdensome and disrupt pilgrims\u2019 psychological wellbeing\nbecause they require patients to transfer to another hospital once the\nfunding quota has been exhausted, even if they have not fully recovered.\nThe criticism was voiced by Selly Andriyani Gantina, a member of the\nHajj Timwas, after monitoring pilgrims\u2019 health services at Saudi\nhospitals on Wednesday, 20 May. I deeply regret the policy limitation in\nthe insurance contracted with the Ministry of Hajj for Indonesian\npilgrims. It turns out there is a limit on the category of illnesses,\nwhere the insurance can only cover one type of illness with a maximum\ncost limit of 200,000 Riyals, Selly said, as quoted on the DPR website.\nThe cost and disease-type limitations have direct impact on the ground,\none example being Saudi German Hospital. When treatment costs exceed\n200,000 Riyals or other disease complications arise, the hospital cannot\ncontinue treatment. \u201cAt the point when a patient or pilgrim has not\ncompleted treatment, they are forced to move to another hospital. Of\ncourse, this will be very disruptive psychologically and mentally,\u201d she\nlamented. As a follow-up, Selly stressed that the DPR RI will promptly\nconduct a thorough evaluation of the health insurance scheme for Hajj\npilgrims going forward. They are examining alternative financing that is\nmore flexible, including a cross-subsidy system among pilgrims or direct\npayment methods according to medical needs on the ground. \u201cGoing\nforward, we will evaluate roughly which insurance is best. We are indeed\nseeking whether the system could deliver insurance with a direct payment\nsystem, according to the type of illness experienced by the pilgrims,\u201d\nSelly said. Moreover, the politician compared this year\u2019s health service\nwith the Haj arrangements from several years ago. Back then Indonesian\npilgrims received care until full recovery without tightly capped costs.\n\u201cSeveral years ago, pilgrims received care until they recovered. Even\nafter the Hajj operations ended, there were pilgrims still being treated\nand only discharged after full recovery, with some even undergoing heart\nstent surgery,\u201d she recalled. Nevertheless, Selly acknowledged that the\nSaudi Government each year updates its Hajj policies. Therefore, the\nIndonesian government is urged to be more adaptive and careful in\ndrafting the insurance cooperation clauses so that the rights and lives\nof Hajj pilgrims remain the top priority.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/onerous-dpr-hajj-supervisory-team-highlights-health-insurance-cap-for-pilgrims-1779542821",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}