{
    "success": true,
    "data": {
        "id": 1917044,
        "msgid": "ojk-urges-banks-to-tap-massive-digital-economy-potential-1786611129",
        "date": "2026-08-13 14:41:43",
        "title": "OJK Urges Banks to Tap Massive Digital Economy Potential",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Finance",
        "summary": "Indonesia's Financial Services Authority (OJK) has called on the banking sector to fully capitalise on the country's vast digital economy, which is projected to grow eightfold to Rp4,531 trillion by 2030. The regulator emphasised that digitalisation, accelerated by the Covid-19 pandemic, is now a necessity, with 76% of Indonesians already tech-savvy. OJK is encouraging banks to transform their services and collaborate with fintech firms to create more personal, responsive, and inclusive financial offerings.",
        "content": "<p>Jakarta, CNBC Indonesia - Chief Executive of Banking Supervision at\nthe Financial Services Authority (OJK) Dian Ediana Rae said the\npotential of the digital economy today is enormous. Therefore, it needs\nto be maximised by financial institutions, particularly banks.<\/p>\n<p>Moreover, looking back at the Covid-19 pandemic, Dian said\ndigitalisation has been accelerated and has become a necessity.<\/p>\n<p>\u201cIndonesia\u2019s digital opportunity is very large, and it needs to be\nutilised by the financial sector, particularly banking,\u201d Dian explained\nat the Power Lunch and Digital Bank Forum 2026 on Thursday\n(13\/8\/2026).<\/p>\n<p>According to Dian, 76% of Indonesians are already proficient and\naccustomed to modern technology, or tech-savvy. This tech-savvy group is\ndominated by generations X, Y, and Z, numbering up to 29.1%, who are\nusers of online financial services.<\/p>\n<p>\u201cGoing forward, Indonesia\u2019s digital economy is projected to grow at\nleast eightfold to around Rp4,531 trillion by 2030, with the e-commerce\nsector still dominating. And of course, this will increase the\ndevelopment of digital banking transactions, as well as electronic money\ntransactions, which will certainly become increasingly massive,\u201d Dian\nexplained.<\/p>\n<p>Therefore, OJK is encouraging banks to continue transforming in order\nto improve their services. In addition, for banks that may not be able\nto transform on their own, collaboration with fintech is needed.<\/p>\n<p>\u201cWith the increasingly massive use of automation through a\ncombination of human creativity to increase productivity, and the\ngrowing alliance between banks and fintech and startups. This\ntransformation is not only aimed at improving operational efficiency\nnow, but also at creating services that are more personal, more\nresponsive, and able to reach a wider community,\u201d Dian concluded.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/ojk-urges-banks-to-tap-massive-digital-economy-potential-1786611129",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}