The Chair of the Board of Commissioners of the Financial Services\nAuthority (OJK), Friderica Widyasari Dewi, also known as Kiki, has\nprojected that credit disbursement to micro, small and medium\nenterprises (MSMEs) in 2026 could grow by 7\u20139 per cent year-on-year.<\/p>\n
She therefore assured that the OJK will continue to strengthen\nfinancing access for MSMEs so that credit disbursement to their business\nactors can keep increasing.<\/p>\n
Kiki also conveyed her support for MSMEs and market deepening\nefforts, which she highlighted as one of the topics discussed at the\nmeeting of the Financial System Stability Committee (KSSK) with\nCommission XI of the House of Representatives (DPR RI) in Jakarta\ntoday.<\/p>\n
\u201cEarlier, members of Commission XI asked many questions about MSME\ncredit. So this is homework for all of us \u2014 how MSME credit can grow,\u201d\nKiki said at the Senayan parliamentary complex in Jakarta on Monday, 20\nJuly 2026.<\/p>\n
She explained that the banking sector currently remains sound, with\npositive credit growth. According to the OJK\u2019s records, banking credit\ngrew 11.5 per cent to a value of around Rp 8,600 trillion, whilst\nliquidity conditions also remain well maintained.<\/p>\n
In addition, the OJK, together with fellow KSSK members \u2014 comprising\nthe Ministry of Finance, Bank Indonesia, and the Deposit Insurance\nCorporation (LPS) \u2014 will continue to coordinate in safeguarding the\nstability of the national financial services sector to ensure it runs\nwell.<\/p>\n
Previously, the OJK continued to strengthen the national credit\ninformation infrastructure through the optimisation of the Financial\nInformation Service System (SLIK) in order to improve the quality of\ndebtor information, expand access to healthy financing, and support\ncredit disbursement to productive sectors, including MSMEs and the 3\nMillion Houses Programme.<\/p>\n
The optimisation of SLIK forms part of the OJK\u2019s commitment to\nincreasing credit and financing disbursement to the public in a\nhigh-quality and well-targeted manner, thereby supporting the stability\nof the financial sector.<\/p>\n
The SLIK optimisation, which took effect on 1 July 2026, includes\naccelerating the updating of credit or financing information by\nFinancial Services Business Actors (PUJK) to no later than three working\ndays after settlement, as well as applying a debtor information\nthreshold for amounts above Rp 1 million, so that the information\npresented remains proportionate and relevant in the credit analysis\nprocess.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/ojk-targets-9-growth-in-msme-lending-for-2026-strengthens-financing-access-1784551898", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }