Jakarta, CNBC Indonesia - The Financial Services Authority (OJK)\nfully supports efforts to accelerate the national priority development\nprogramme in the growth of micro, small, and medium enterprises (MSMEs).\nOne manifestation is the provision of three million houses through\npolicies on the Financial Information Service System (SLIK), alongside\nsynergies with ministries\/institutions and related stakeholders.<\/p>\n
In a meeting with the Minister of Housing and Settlement Areas of the\nRepublic of Indonesia, Maruarar Sirait, the Chairman of the OJK Board of\nCommissioners, Friderica Widyasari Dewi, stated that OJK strongly\nsupports the three million houses housing development priority\nprogramme.<\/p>\n
Additionally, OJK has held a Board of Commissioners Meeting last week\nand decided on several policy steps to support the implementation of the\nprogramme.<\/p>\n
The first policy is that OJK has decided that the information to be\ndisplayed in SLIK reports is credit or financing with a nominal value\nabove Rp1 million, whether based on the ceiling or the outstanding debit\nfor each debtor.<\/p>\n
\u201cIn yesterday\u2019s Board of Commissioners Meeting, we decided that in\nthe SLIK report, the information to be displayed is credit with a\nnominal value above Rp1 million, whether based on the accumulation of\nthe debtor\u2019s credit records or its outstanding debit,\u201d said Friderica in\nher official statement on Monday (13\/4\/2026).<\/p>\n
Meanwhile, the second policy, OJK has also decided to accelerate the\nupdate of loan repayment status in SLIK to a maximum of three working\ndays after repayment is made. This policy is expected to help accelerate\nthe housing financing application process.<\/p>\n
\u201cWhen someone has repaid their loan, within a maximum of three days,\nthe repayment status will appear in SLIK, which will be implemented no\nlater than the end of June 2026. This is important to help developer\npartners accelerate the housing financing process,\u201d explained the woman\nwho is familiarly called Kiki.<\/p>\n
In addition, to support the acceleration of the housing programme,\nOJK is also providing access to BP Tapera to SLIK data in accordance\nwith applicable provisions. This step is expected to support the\nacceleration of the housing financing facility provision process, which\nis BP Tapera\u2019s task.<\/p>\n
Furthermore, OJK through the Executive Head of Insurance, Guarantee,\nand Pension Fund Supervision will issue a confirmation regarding the\nrecognition of subsidised Home Ownership Credit (KPR) as a government\npriority programme. This confirmation is deemed important because it has\nimplications for the guarantee aspect in housing financing.<\/p>\n
OJK together with the Ministry of Housing and Settlement Areas will\nalso form a Task Force for Accelerating the 3 Million Houses Programme.\nThis task force will involve OJK, the Ministry of Housing and Settlement\nAreas, BP Tapera, developer associations, and other related stakeholders\nto strengthen coordination and accelerate the resolution of various\nhousing programme obstacles related to the financial services\nsector.<\/p>\n
Not only that, OJK will add a confirmation of information in SLIK\nthat the data in SLIK does not automatically determine the acceptance or\nrejection of credit or financing provision by financial services\nbusiness actors. SLIK is a record of information used as one of the\nconsiderations in the credit or financing analysis process.<\/p>\n
Previously, OJK has also carried out various efforts to support the\ngovernment\u2019s programme in providing houses for Low-Income Communities\n(MBR), including through OJK Letter No.\u00a0S-2\/D.03\/2025 dated 14 January\n2025 regarding Support for the Government\u2019s Programme in Providing\nHouses to Low-Income Communities and Improving SLIK Reporting\nQuality.<\/p>\n
Through that letter, OJK emphasised that SLIK contains neutral\ninformation and is not a blacklist. OJK also emphasised that there are\nno provisions prohibiting the provision of credit or financing to\ndebtors who have credit with qualities other than current, including if\ncombined with other credit or financing facilities, especially for\nsmall-value credit or financing.<\/p>\n
In addition, the decision to grant KPR to MBR remains the authority\nof each bank by considering prudence principles and risk mitigation. OJK\nalso continues to urge banks to improve SLIK data quality, including\nperiodic data updates.<\/p>\n
\u201cOJK will continue to support and encourage various steps that can be\ntaken to accelerate the achievement of the three million houses\nprogramme. This is one form of our support,\u201d she concluded.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/ojk-supports-3-million-houses-programme-through-strengthening-slik-policies-1776095489", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }