{
    "success": true,
    "data": {
        "id": 1634938,
        "msgid": "ojk-signals-two-to-three-banks-to-upgrade-to-kbmi-iv-category-this-year-1774453876",
        "date": "2026-03-25 22:21:39",
        "title": "OJK signals two to three banks to upgrade to KBMI IV category this year",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Banking",
        "summary": "The Financial Services Authority (OJK) has indicated that two to three banks currently in the KBMI III category are poised to advance to KBMI IV this year, driven by their near-compliant core capital levels and ongoing applications for upgrades. OJK views KBMI IV banks as more sustainable and better positioned to bolster the economy, while maintaining that the financial system's stability remains intact amid geopolitical tensions between Iran and the US, though vigilance and contingency measures are advised. As of June 2025, Indonesia has four KBMI IV banks and 14 in KBMI III, with strong capital ratios and profitability metrics underscoring sector resilience.",
        "content": "<p>The figures (capital adequacy indicators) are just a little short of\nentering KBMI IV.<\/p>\n<p>Jakarta (ANTARA) - The Financial Services Authority (OJK) has\nsignalled that two to three KBMI III banks have the potential to upgrade\nto KBMI IV banks this year, but declined to disclose the specific banks\nin question.<\/p>\n<p>\u201cPossibly this year, if I estimate, around two or three (banks\nupgrading to KBMI IV),\u201d said OJK\u2019s Executive Head of Banking\nSupervision, Dian Ediana Rae, when met at the Supreme Court in Jakarta\non Wednesday.<\/p>\n<p>When asked about the optimism for adding KBMI IV banks amid\ngeopolitical tensions between Iran and the United States (US), Dian\nexplained that several banks have already submitted applications for the\nupgrade.<\/p>\n<p>According to her, the capital positions of these banks are already\napproaching the KBMI IV threshold, requiring only a slight increase to\njoin that group.<\/p>\n<p>She added that OJK continues to encourage such upgrades because KBMI\nIV banks are deemed more sustainable and have a greater capacity to\ndrive the economy.<\/p>\n<p>Regarding the impact of the war, Dian assessed that the overall\nfinancial system stability is still maintained and believes the effects\nwill not be as severe as previous crises like the COVID-19 pandemic.<\/p>\n<p>Nevertheless, she emphasised the need for the banking industry to\nremain vigilant by preparing anticipatory measures, including potential\npolicy reviews if global conditions deteriorate.<\/p>\n<p>\u201cOf course, we do not expect this (war) to continue, because if we\nlook at various international analyses indicating that this war is not\njust targeting one country, but rather hitting the global economy,\u201d said\nDian.<\/p>\n<p>For information, banks in the KBMI III group are those with core\ncapital above Rp14 trillion to Rp70 trillion. Meanwhile, banks in KBMI\nIV must have core capital above Rp70 trillion.<\/p>\n<p>Last year, OJK targeted six banks to shift from KBMI III to KBMI IV\nover the next two to three years.<\/p>\n<p>Referring to data from the Indonesian Banking Statistics published by\nOJK as of June 2025, there are four banks in the KBMI IV category and 14\nin the KBMI III category.<\/p>\n<p>As of June 2025, KBMI III banks recorded core capital (Tier I) of\nRp445.08 trillion, with a core capital ratio to risk-weighted assets of\n23.19 percent. The capital adequacy ratio (CAR) stood at 24.53\npercent.<\/p>\n<p>Profitability performance is reflected in a return on assets (ROA) of\n1.72 percent. Meanwhile, operational efficiency, measured by the ratio\nof operational expenses to operational income (BOPO), was 86.41\npercent.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/ojk-signals-two-to-three-banks-to-upgrade-to-kbmi-iv-category-this-year-1774453876",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}