Jakarta (ANTARA) \u2014 The Financial Services Authority (OJK) is seeking\nto strengthen financing access for the micro, small, and medium\nenterprise (MSME) sector so that credit disbursement to businesses in\nthis segment can continue to increase.<\/p>\n
OJK Board of Commissioners Chairperson Friderica Widyasari Dewi said\nsupport for MSMEs and market deepening are among her institution\u2019s\npriorities, and were among the topics discussed at a meeting of the\nFinancial System Stability Committee (KSSK) with Commission XI of the\nHouse of Representatives (DPR RI) in Jakarta on Monday.<\/p>\n
\u201cEarlier, members of Commission XI raised many questions about MSME\ncredit. So this is homework for all of us \u2014 how MSME credit can grow,\u201d\nshe said when met after the meeting.<\/p>\n
For 2026, the OJK projects credit disbursement to MSMEs to grow 7\u20139\nper cent year on year.<\/p>\n
Furthermore, Friderica explained that the banking sector currently\nremains sound, with positive credit growth. According to the OJK\u2019s\nrecords, banking credit grew 11.5 per cent to a value of around Rp8,600\ntrillion, whilst liquidity conditions also remain well maintained.<\/p>\n
She explained that the OJK, together with fellow KSSK members \u2014 the\nMinistry of Finance, Bank Indonesia, and the Deposit Insurance\nCorporation (LPS) \u2014 is ensuring that coordination to safeguard the\nstability of the national financial services sector runs well.<\/p>\n
Previously, the OJK continued to strengthen the national credit\ninformation infrastructure through the optimisation of the Financial\nInformation Service System (SLIK) in order to improve the quality of\ndebtor information, widen access to healthy financing, and support\ncredit disbursement to the productive sector, including MSMEs, as well\nas the Three Million Homes Programme.<\/p>\n
The optimisation of SLIK forms part of the OJK\u2019s commitment to\nimproving the quality and targeting of credit and financing disbursement\nto the public, thereby supporting the stability of the financial\nsector.<\/p>\n
The SLIK optimisation, which takes effect on 1 July 2026, includes\naccelerating the updating of credit or financing information by\nFinancial Services Business Actors (PUJK) to no later than three working\ndays after full repayment, as well as applying a debtor information\nthreshold for amounts above Rp1 million, so that the information\npresented remains proportionate and relevant to the credit analysis\nprocess.<\/p>\n
In addition, in an official statement, the OJK said its commitment to\ncontinuing to promote broader, easier, and more inclusive financing\naccess for MSMEs will be one of the main pillars in safeguarding\nfinancial system stability and supporting sustainable economic\ngrowth.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/ojk-seeks-to-strengthen-credit-access-for-msmes-1784548482", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }