{
    "success": true,
    "data": {
        "id": 1564430,
        "msgid": "ojk-presents-evidence-of-financial-sectors-growing-contribution-to-the-economy-1771644013",
        "date": "2026-02-19 23:36:21",
        "title": "OJK Presents Evidence of Financial Sector's Growing Contribution to the Economy",
        "author": "",
        "source": "VIVA",
        "tags": "bisnis",
        "topic": "Finance",
        "summary": "Indonesia's Financial Services Authority reported that the financial services sector grew 7.92 per cent year-on-year in Q4 2025, its highest rate since June 2021, with the ratio of financial assets and products reaching 184 per cent of GDP.",
        "content": "<p>Jakarta, VIVA \u2013 The Financial Services Authority (OJK) has revealed\nthat the financial services sector recorded high growth of 7.92 per cent\nyear-on-year in Q4 2025, marking the highest pace since June 2021. The\nfinancial sector\u2019s contribution to the national economy has also\ncontinued to increase.<\/p>\n<p>Acting Chair of the OJK Board of Commissioners, Friderica Widyasari\nDewi, stated that the growing contribution of the financial sector to\nthe national economy is reflected in the ratio of Indonesian financial\nassets and products, which has reached 184 per cent of GDP. This has\nbeen supported by rising participation in capital markets and broader\ndiversification of financial products.<\/p>\n<p>\u201cBPS data shows that the financial services sector grew by 7.92 per\ncent annually in the same period, which represents the highest growth\nrate since Q2 2021,\u201d said Friderica during the Economic Outlook 2026\nwebinar in Jakarta on Thursday, 19 February 2026.<\/p>\n<p>Friderica said the high growth in the financial services sector was\nunderpinned by the Insurance and Pension Funds as well as Financial\nSupport Services sub-sectors, which recorded positive growth in 2025\nafter two consecutive years of negative growth.<\/p>\n<p>The ratio of financial assets and products comprises Market\nCapitalisation and Outstanding Bonds reaching Rp24,773 trillion or 104\nper cent, and Banking Assets of Rp13,889 trillion or 58.3 per cent.<\/p>\n<p>Additionally, assets in the Insurance, Guarantee, and Pension Fund\n(PPDP) sector along with Financing Institutions, Venture Capital\nCompanies, Microfinance Institutions, and Other Financial Services\nInstitutions (PVML) totalled Rp4,056 trillion or 17 per cent. Capital\nMarket Financial Institution assets stood at Rp87.67 trillion or 0.4 per\ncent, and Managed Fund assets reached Rp1,043 trillion or 4.4 per\ncent.<\/p>\n<p>Friderica explained that going forward, the OJK will continue to\nmaintain the stability of the financial services sector by establishing\nthree priority policies: strengthening the resilience of the financial\nservices sector, developing a financial ecosystem that contributes more\nsignificantly to the economy, and deepening sustainable financial\nmarkets, including strengthening sustainable finance.<\/p>\n<p>Friderica further expressed optimism that the positive performance\ntrend in the financial services sector could continue in 2026, whilst\ncarefully monitoring the various challenges and opportunities faced, as\nwell as the policies being adopted.<\/p>\n<p>For 2026, the OJK projects banking credit growth of 10\u201312 per cent,\nsupported by Third-Party Fund growth of 7\u20139 per cent. Insurance\nprogramme assets are expected to grow by 5\u20137 per cent, Pension Fund\nprogramme assets by 10\u201312 per cent, and Guarantee Programme assets by\n14\u201316 per cent. Financing Company receivables are projected to grow by\n6\u20138 per cent. In the capital market, fundraising is targeted to reach\nRp250 trillion.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/ojk-presents-evidence-of-financial-sectors-growing-contribution-to-the-economy-1771644013",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}