{
    "success": true,
    "data": {
        "id": 1678744,
        "msgid": "ojk-emphasises-that-slik-relaxation-is-not-to-avoid-bad-debts-1776239453",
        "date": "2026-04-15 14:08:18",
        "title": "OJK Emphasises that SLIK Relaxation is Not to Avoid Bad Debts",
        "author": "Friska Yolandha",
        "source": "REPUBLIKA",
        "tags": "",
        "topic": "Regulation",
        "summary": "The Financial Services Authority (OJK) in Bali has clarified that the relaxation of the Financial Information Services System (SLIK) policy, which excludes loans under Rp1 million from default records, is not intended to evade non-performing loan (NPL) notations but to streamline the housing loan process for the government's three million homes programme. OJK Bali Head Parjiman noted that such small amounts are often administrative fees or forgotten fines, and while they remain recorded by lenders, the measure aims to facilitate access to people's housing loans (KPR). This policy aligns with OJK's full support for the national priority initiative to build three million homes for Indonesians.",
        "content": "<p>The Financial Services Authority (OJK) in Bali has emphasised that\nthe relaxation of the Financial Information Services System (SLIK)\npolicy, which does not record loan arrears under Rp1 million, is not for\navoiding records of problematic credit (non-performing loan\/NPL). \u201cThe\npotential concern (of avoiding NPL records) seems small,\u201d said the Head\nof OJK Bali, Parjiman, in Denpasar, Bali, on Wednesday (15\/4\/2026). He\nexplained that the purpose of not recording credit under Rp1 million is\nto smooth the process of providing people\u2019s housing loans (KPR),\nespecially from the government\u2019s programme to realise three million\nhomes. Parjiman added that SLIK is one of the considerations in\nproviding credit from banks to ascertain the debt history of prospective\ndebtors in credit repayments if they have previously borrowed.\nMeanwhile, credit under Rp1 million is still recorded by the financial\nservices institution providing the credit. \u201cThe amount of one million is\nalso relatively small; sometimes it is administrative costs or fines\nthat are forgotten and not paid by customers or debtors,\u201d he said.\nPreviously, the Chairman of the OJK Board of Commissioners, Friderica\nWidyasari Dewi, stated that the financial services regulator fully\nsupports the government\u2019s priority programme in building three million\nhomes for Indonesian society.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/ojk-emphasises-that-slik-relaxation-is-not-to-avoid-bad-debts-1776239453",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}