{
    "success": true,
    "data": {
        "id": 1900339,
        "msgid": "ojk-assures-revised-bpr-and-bprs-business-targets-will-still-support-national-economic-growth-1785855181",
        "date": "2026-08-04 20:46:35",
        "title": "OJK Assures Revised BPR and BPRS Business Targets Will Still Support National Economic Growth",
        "author": "",
        "source": "VIVA",
        "tags": "bisnis",
        "topic": "Banking",
        "summary": "Indonesia's Financial Services Authority (OJK) has stated that revisions to the business plans of People's Economy Banks (BPR) and Sharia People's Economy Banks (BPRS) are a normal adaptive measure and will continue to support national economic growth. The adjustments reflect responses to global and domestic economic uncertainties, with some banks becoming more optimistic while others adopt a more conservative stance. The OJK also reported that over 86 per cent of these banks have now met the minimum core capital requirements, strengthening the resilience of the regional banking industry.",
        "content": "<p>The Financial Services Authority (OJK) has confirmed that revisions\nto the business targets of People\u2019s Economy Banks (BPR) and Sharia\nPeople\u2019s Economy Banks (BPRS) will continue to contribute to national\neconomic growth. The target adjustments are seen as an adaptive measure\namidst global and domestic economic dynamics that remain fraught with\nuncertainty. Chief Executive of Banking Supervision at OJK, Dian Ediana\nRae, stated that the revision of the Bank Business Plans (RBB) submitted\nby a number of BPRs and BPRS is a normal occurrence in line with\nevolving economic conditions. \u2018There are BPRs and BPRS that have raised\ntheir targets to be more optimistic. However, there are also BPRs and\nBPRS that have changed their targets to be more conservative as a step\nto adjust to the current global and domestic economic conditions, which\nare still full of uncertainty,\u2019 Dian said during a press conference on\nthe results of the Monthly Board of Commissioners Meeting (RDKB) on\nTuesday (4\/8\/2026). Dian explained that BPRs and BPRS have the scope to\nrevise their Bank Business Plans if certain conditions affect their\nbusiness projections. Factors forming the basis for target changes\ninclude significant deviations between targets and performance\nrealisation, changes in macroeconomic conditions that have a material\nimpact, and changes in business strategy or the bank\u2019s internal\nconditions. According to him, the magnitude of each bank\u2019s target\nrevision is also influenced by a number of economic indicators, such as\nthe benchmark interest rate, credit demand, liquidity conditions, and\nthe performance achievements of each bank up to June 2026. Despite the\ntarget adjustments, the OJK assesses that the business direction of the\nBPR and BPRS industry remains on a path that supports economic growth,\nparticularly in the regions. In addition to monitoring business targets,\nthe OJK continues to encourage the strengthening of the capital\nstructure of the BPR and BPRS industry through the fulfilment of Minimum\nCore Capital (MIM) provisions. Dian revealed that the number of BPRs and\nBPRS that have met the minimum core capital requirements continues to\nincrease. \u2018The number of BPRs and BPRS that have fulfilled the MIM\nprovisions continues to rise, reaching more than 86 per cent of the\ntotal BPRs and BPRS as of the June 2026 position,\u2019 he said. This\nincrease is considered a positive indicator in strengthening the\nresilience of the regional-scale banking industry.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/ojk-assures-revised-bpr-and-bprs-business-targets-will-still-support-national-economic-growth-1785855181",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}