Affluent clients in Indonesia still tend to choose government bonds\nas an investment instrument because they are considered more\nconservative.<\/p>\n
Jakarta (ANTARA) \u2014 PT Bank OCBC NISP Tbk has highlighted\nopportunities for affluent clients to diversify across financial\ninstruments, as demand grows for wealth management that takes account of\nrisk and liquidity needs.<\/p>\n
OCBC Premier Banking Segment Head Stephanie M Kristanto said affluent\nclients in Indonesia still tend to favour government bonds as a more\nconservative investment instrument. However, around 68 per cent of\nhigh-net-worth individuals plan to increase their exposure to private\nequity investment products beyond conventional offerings.<\/p>\n
\u201cQuite a number choose government bonds as their investment product.\nBonds are more conservative, and this makes them the main choice for\nclients,\u201d Stephanie said at the launch of OCBC Premier One in Jakarta on\nTuesday.<\/p>\n
Stephanie said a survey conducted by several banks in 2025 found that\naround 44 per cent of affluent clients\u2019 investments in Indonesia were\nplaced in gold. A further 33 per cent was allocated to term investments\nand 31 per cent to managed investments, which may include mutual\nfunds.<\/p>\n
According to Stephanie, the amount of funds under management also\naffects the breadth of investment solutions that can be offered to\nclients. The more funds managed, the greater the opportunity to receive\na wider range of investment recommendations, including alternative\nproducts.<\/p>\n
Clients with greater wealth have the opportunity to access certain\nasset classes, such as private equity and hedge funds. Clients with\nlower levels of wealth may not have the same access to these\ninstruments.<\/p>\n
Although bonds remain the main choice, Stephanie said investment\nmanagement should not focus on a single instrument. Clients, she said,\nneed a more diverse range of financial solutions suited to their needs\nand risk profiles.<\/p>\n
She explained that wealth management is not only about seeking\nreturns, but also involves mitigating risk and ensuring liquidity.<\/p>\n
\u201cWhat matters in financial management is not only seeking returns,\nbut also how we mitigate risk and how much liquidity clients have,\u201d she\nsaid.<\/p>\n
Stephanie stressed that investment recommendations must still be\ntailored to clients\u2019 needs. Wealth management strategies are therefore\ndetermined not only by the amount of funds involved, but also by the\ncomplexity of the solutions required.<\/p>\n
This also presents an opportunity for premier banking services to\nmeet increasingly diverse wealth management needs.<\/p>\n
To address the needs of affluent consumers, OCBC is seeking to\nprovide a more curated wealth management strategy, with financial\nproduct recommendations that take clients\u2019 needs into account while\nbalancing potential returns, risk mitigation and liquidity.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/ocbc-highlights-investment-diversification-opportunities-for-affluent-clients-1792489983", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }