{
    "success": true,
    "data": {
        "id": 1826523,
        "msgid": "non-performing-financing-rises-ojk-says-multifinance-industry-remains-safe-1782492780",
        "date": "2026-06-26 22:35:44",
        "title": "Non-Performing Financing Rises, OJK Says Multifinance Industry Remains Safe",
        "author": "",
        "source": "TEMPO_ID_BISNIS",
        "tags": "",
        "topic": "Finance",
        "summary": "Indonesia's Financial Services Authority (OJK) reported that gross non-performing financing (NPF) in the multifinance sector rose to 2.89 per cent in April 2026. Despite the increase, the regulator maintains the industry's risk profile is healthy, citing a low net NPF of 0.78 per cent and overall asset growth. The OJK is keeping its 2026 financing receivables growth projection at 6-8 per cent, indicating confidence in the sector's resilience.",
        "content": "<p>The Financial Services Authority (OJK) recorded that the gross\nnon-performing financing (NPF) ratio for multifinance companies\nincreased to 2.89 per cent in April 2026. Despite the rise, the OJK\nassesses that the industry\u2019s risk profile remains well-maintained, as\nthe net NPF stood at 0.78 per cent.<\/p>\n<p>Agusman, Chief Executive of Financing Institutions, Venture Capital\nCompanies, Microfinance Institutions, and Other Financial Services\nInstitutions Supervision at OJK, stated that the gross NPF for financing\ncompanies rose from 2.83 per cent in March to 2.89 per cent in April\n2026. Conversely, the net NPF decreased from 0.8 per cent to 0.78 per\ncent over the same period.<\/p>\n<p>\u201cThe risk profile remains well-maintained with a gross NPF of 2.89\nper cent and a net NPF of 0.78 per cent,\u201d Agusman said at the Mid Year\nEconomic Outlook 2026: The New Rules of Survival in Uncertain Times\nforum in Jakarta on Friday, 26 June 2026.<\/p>\n<p>Meanwhile, financing receivables up to April 2026 grew by 2.08 per\ncent year-on-year to approximately Rp 515 trillion. According to\nAgusman, the growth in financing receivables was primarily supported by\nworking capital financing, which increased by 10.6 per cent\nyear-on-year.<\/p>\n<p>Furthermore, the assets of the multifinance industry reached Rp\n593.58 trillion as of April 2026. The return on assets (ROA) was\nrecorded at 5.33 per cent, return on equity (ROE) at 14.18 per cent,\nwhile the gearing ratio stood at 2.14 times, still well below the\nmaximum limit of 10 times.<\/p>\n<p>Agusman remarked that these indicators show the multifinance industry\nremains relatively healthy and has room to continue growing. He noted\nthere are still many opportunities that industry players can seize to\nexpand financing. Therefore, he added, the OJK is maintaining its\nprojection for multifinance financing receivables growth at 6-8 per cent\nthroughout 2026.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/non-performing-financing-rises-ojk-says-multifinance-industry-remains-safe-1782492780",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}