{
    "success": true,
    "data": {
        "id": 1721351,
        "msgid": "national-sharia-bank-profits-surge-313-following-spin-off-1778054998",
        "date": "2026-05-06 13:34:00",
        "title": "National Sharia Bank Profits Surge 313% Following Spin-Off",
        "author": "Sakina Rakhma Diah Setiawan",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Syariah Nasional (BSN) reported a remarkable 313.85% year-on-year increase in net profit to Rp 83.64 billion for the 2025 fiscal year, driven by its spin-off from PT Bank Tabungan Negara (BTN) in December 2025. Total assets skyrocketed by 2,104.5% to Rp 73.07 trillion, positioning BSN as Indonesia's second-largest sharia bank by assets, while third-party funds grew by 4,206.5% to Rp 58.73 trillion. The bank's leadership attributes this success to stakeholder support and plans to enhance digital innovation to broaden service accessibility in the competitive sharia banking sector.",
        "content": "<p>JAKARTA, KOMPAS.com \u2013 PT Bank Syariah Nasional (BSN) recorded a\nsignificant surge in financial performance throughout the 2025 fiscal\nyear. This comes alongside the impact of the corporate action involving\nthe spin-off of the sharia business unit from PT Bank Tabungan Negara\n(Persero) Tbk (BBTN) in December 2025. According to the company\u2019s\nfinancial report, BSN\u2019s net profit at the end of 2025 reached Rp 83.64\nbillion, an increase of 313.85% year-on-year compared to the Rp 20.21\nbillion profit in 2024. In terms of the balance sheet, BSN\u2019s growth is\nreflected in the drastic rise in total assets. As of 31 December 2025,\nBSN\u2019s total assets stood at Rp 73.07 trillion, up 2,104.5% from the\nprevious year\u2019s position of Rp 3.31 trillion. This achievement also\npositions BSN as the second-largest sharia bank in Indonesia in terms of\nassets. On the funding side, BSN also recorded highly significant\ngrowth. Third-party funds (DPK) in 2025 reached Rp 58.73 trillion,\nsurging 4,206.5% from the 2024 position of Rp 1.36 trillion. This\npositive performance was also driven by an increase in income based on\nreceivables and profit-sharing. Income from fund management as mudharib\nwas recorded at Rp 2.73 trillion, up 1,112.3% from Rp 224.8 billion in\n2024. BSN President Director Alex Sofjan Noor stated that the\nperformance achievements throughout 2025 are the result of the company\u2019s\ncollective efforts and support from stakeholders, including the parent\ncompany. \u201cThis achievement is a blessing and proof of stakeholder trust.\nSupport from BTN as the parent has been the driving force for Bank BSN\nto deliver its best performance,\u201d Alex said in a written statement in\nJakarta on Wednesday (6\/5\/2026). In addition, BSN will prioritise\ndigital-based innovation to expand service access to the public. \u201cWe are\ndetermined to be part of a modern and digital-minded sharia bank. All\nservices will be connected digitally to facilitate public access anytime\nand anywhere,\u201d he said. This digital transformation effort is part of\nthe company\u2019s long-term strategy to enhance competitiveness in the\nincreasingly competitive sharia banking industry.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/national-sharia-bank-profits-surge-313-following-spin-off-1778054998",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}