{
    "success": true,
    "data": {
        "id": 1643608,
        "msgid": "maybank-bnii-targets-upgrade-to-big-bank-status-in-two-years-1774864372",
        "date": "2026-03-30 15:50:01",
        "title": "Maybank (BNII) Targets Upgrade to Big Bank Status in Two Years",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Maybank Indonesia Tbk (BNII) aims to elevate its status to a Category IV core capital bank (KBMI IV), or \"big bank,\" within the next two to three years, according to its CEO Steffano Ridwan, who emphasised the need for meticulous planning amid challenging conditions. This ambition aligns with the Financial Services Authority (OJK)'s push to increase the number of such banks, with projections of two to three mid-tier banks potentially qualifying this year as their core capital approaches the Rp70 trillion threshold. Currently, Maybank's core capital stands at Rp30.88 trillion as of December 2025, positioning it among candidates for growth in Indonesia's competitive banking sector dominated by four major players: three state-owned banks and one private giant.",
        "content": "<p>Jakarta, CNBC Indonesia \u2014 PT Bank Maybank Indonesia Tbk (BNII) has\ndiscussed its plans to upgrade to the Category IV core capital bank\n(KBMI IV) group. Maybank Indonesia\u2019s President Director, Steffano\nRidwan, stated that the mid-tier listed bank is always striving to grow\nlarger. \u201cWe are always trying to grow, and of course, if there is an\nopportunity to move up to Book IV bank, why not? But everything must be\ndone with thorough planning. Because moving to Book 4, if we don\u2019t know\nwhat we want to do, it will be pointless,\u201d Steffano explained at the\nFunction Hall, Gedung Sentral Senayan 3, on Monday (30\/3\/2026). He noted\nthat the opportunity to upgrade to a \u201cbig bank\u201d is always open for the\nMalaysian Maybank Group-owned bank. However, Steffano reiterated the\nneed for solid growth planning. \u201cBut it requires good planning. That\u2019s\nwhat we are doing now,\u201d he said. Regarding the target timeline for\nrealisation, he said it is not this year. However, Steffano indicated\nthat Maybank Indonesia has the potential to advance in rank within the\nnext two to three years. \u201cThe target is definitely not now. Because the\nsituation is also challenging and so on. Possibly within the next 2-3\nyears, that possibility is not closed,\u201d Steffano stated. As is known,\nthe Financial Services Authority (OJK) is encouraging an increase in the\nnumber of KBMI IV banks. OJK\u2019s Executive Head of Banking Supervision,\nDian Ediana Rae, estimated that two to three banks have the potential to\nupgrade to big bank status. \u201cThis year, if I estimate, maybe around two\nor three [banks upgrading to KBMI IV],\u201d Dian said when met at the\nSupreme Court on Wednesday (25\/3\/2026). According to her, several banks\nhave already applied for the upgrade. Dian mentioned that their capital\npositions are already approaching the threshold to meet the requirements\nfor the category of banks with core capital above Rp70 trillion.\nRecorded as of December 2025, Maybank Indonesia\u2019s core capital reached\nRp30.88 trillion. Currently, there are only four KBMI IV banks in\nIndonesia, namely three state-owned bank conglomerates: PT Bank Rakyat\nIndonesia (Persero) Tbk. (BBRI), PT Bank Mandiri (Persero) Tbk. (BMRI),\nand PT Bank Negara Indonesia (Persero) Tbk. (BBNI), plus one private\nbank, PT Bank Central Asia Tbk. (BBCA).<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/maybank-bnii-targets-upgrade-to-big-bank-status-in-two-years-1774864372",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}