{
    "success": true,
    "data": {
        "id": 1777582,
        "msgid": "marwah-wo-couple-scams-dozens-with-dig-hole-fill-hole-scheme-1780311921",
        "date": "2026-06-01 16:40:00",
        "title": "Marwah WO Couple Scams Dozens with 'Dig Hole, Fill Hole' Scheme",
        "author": "",
        "source": "VIVA",
        "tags": "berita",
        "topic": "Business",
        "summary": "A married couple running a Jakarta-based wedding organiser have allegedly defrauded dozens of clients by diverting new clients' payments to cover previous commitments, creating a 'dig hole, fill hole' financial scheme. Police confirmed the fraud led to unfulfilled services, with ongoing investigations to trace misused funds and identify additional victims.",
        "content": "<p>Police have uncovered the motive behind the alleged fraud committed\nby a married couple running Marwah Wedding Organiser (WO) in East\nJakarta, who employed a \u2018dig hole, fill hole\u2019 scheme by using funds from\nnew clients. \u201cThe funds obtained from new clients were used to organise\nother clients\u2019 wedding events, effectively operating a \u2018dig hole, fill\nhole\u2019 system,\u201d said East Jakarta Metropolitan Police Criminal\nInvestigation Unit Chief AKP Bayu Kurniawan at the police station on\nMonday. The scheme was uncovered after investigators questioned the\ncouple, identified as RM (husband) and ER (wife), who were named\nsuspects in the case. According to Bayu, the funds paid by couples were\nnot fully allocated for their intended events. Instead, they were\ndiverted to cover previous commitments to other clients. \u201cThe motive,\nbased on our investigations, is that the suspects reused victims\u2019 funds\nto cover prior wedding events,\u201d Bayu explained. This pattern made the\nWO\u2019s finances dependent on new client payments. When incoming funds\ncould no longer cover escalating event costs, financial issues arose,\naffecting the execution of several weddings. Investigators suspect this\nfinancial management pattern persisted over time, prompting complaints\nfrom affected couples. Some victims reported paying most or all of their\nwedding costs, but the promised services were not delivered as agreed.\nFollowing the victims\u2019 reports, East Jakarta Metropolitan Police\nconducted investigations, leading to RM and ER being named suspects and\nlegal proceedings. Investigators are currently tracing the misuse of\nvictims\u2019 funds and exploring potential additional victims. Police are\nalso gathering evidence on the flow of funds allegedly used to cover\noperational costs and other wedding events.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/marwah-wo-couple-scams-dozens-with-dig-hole-fill-hole-scheme-1780311921",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}