{
    "success": true,
    "data": {
        "id": 1675962,
        "msgid": "managing-mid-month-expenses-digital-instalment-services-increasingly-popular-1776142253",
        "date": "2026-04-14 10:47:46",
        "title": "Managing mid-month expenses: Digital instalment services increasingly popular",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Finance",
        "summary": "As mid-month approaches, many Indonesians are becoming more cautious with their spending to maintain financial stability, prompting greater interest in digital instalment options. ShopeePay's SPayLater feature offers interest-free instalments for online and offline transactions at partnered merchants, including daily essentials like minimarkets and lifestyle categories, alongside periodic discounts and reward points. The company urges users to verify promotions through official channels to avoid scams.",
        "content": "<p>Jakarta (ANTARA) - Entering the middle of the month, some members of\nthe public are starting to curb their spending and become more selective\nin their transactions to ensure needs are met without disrupting their\nfinancial condition.<\/p>\n<p>ShopeePay application states that one alternative users can utilise\nis the digital instalment service through the SPayLater feature\navailable in its app, including for online and offline transactions at\npartnered merchants.<\/p>\n<p>ShopeePay Indonesia President Director Eka Nilam Dari said that the\ncompany observes users tend to be more cautious in managing cash flow in\nthe middle of the month, thus requiring payment options that can assist\nin planning expenses.<\/p>\n<p>ShopeePay\u2019s SPayLater offers an interest-free instalment scheme for\ncertain tenors and can be used at a number of daily needs merchants,\nincluding minimarkets, and lifestyle category merchants.<\/p>\n<p>In addition, the application also announces periodic discount\nprogrammes and transaction point accumulation that can be redeemed for\nrewards according to applicable terms.<\/p>\n<p>ShopeePay application adds that the service can be used by selecting\nthe SPayLater payment method when making transactions via QRIS at\navailable merchants in the application.<\/p>\n<p>The company advises the public to ensure promotion information is\nobtained from official channels and to be cautious of links or offers\nclaiming to be from ShopeePay outside official channels.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/managing-mid-month-expenses-digital-instalment-services-increasingly-popular-1776142253",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}