{
    "success": true,
    "data": {
        "id": 1824183,
        "msgid": "lps-raises-deposit-guarantee-interest-rate-to-3-75-percent-1782399334",
        "date": "2026-06-25 20:50:46",
        "title": "LPS Raises Deposit Guarantee Interest Rate to 3.75 Percent",
        "author": "",
        "source": "TEMPO_ID_BISNIS",
        "tags": "",
        "topic": "Finance",
        "summary": "The Indonesia Deposit Insurance Corporation (LPS) has increased the guarantee interest rate for rupiah deposits in commercial banks and rural banks by 25 basis points, effective 1 July 2026. The decision, taken outside the regular schedule, is described as an anticipatory measure to maintain the credibility of the guarantee rate as a benchmark for reasonable banking interest rates. The adjustment aims to enhance the effectiveness of the deposit guarantee programme while maintaining high levels of depositor coverage.",
        "content": "<p>The Indonesia Deposit Insurance Corporation (LPS) has decided to\nraise the deposit guarantee interest rate for rupiah deposits in\ncommercial banks and rural banks (BPR) by 25 basis points. The decision\nwas taken outside the regular schedule for setting the rate, which\nnormally occurs in January, May, and September. Based on the results of\na Board of Commissioners meeting on Thursday, 25 June 2026, LPS set the\nrupiah guarantee rate for commercial banks at 3.75 percent. Meanwhile,\nthe rupiah guarantee rate for BPR was set at 6.25 percent. The guarantee\nrate for foreign currency deposits at commercial banks remains at 2.00\npercent. LPS Chairman of the Board of Commissioners Anggito Abimanyu\nstated that the new guarantee rates will be effective from 1 July to 30\nSeptember 2026 and will be evaluated periodically. He said the\nadjustment is an anticipatory step to maintain the credibility of the\nguarantee rate as a reference for reasonable interest rates in the\nbanking sector, while also increasing the effectiveness of the deposit\nguarantee programme policy. LPS considers that the current guarantee\nrate is still capable of maintaining the level of guarantee coverage and\ndepositor confidence. As of May 2026, LPS recorded that the number of\ncommercial bank customer accounts fully guaranteed up to Rp2 billion\nreached 681.67 million accounts, equivalent to 99.94 percent of total\naccounts. Meanwhile, the number of BPR\/BPRS customer accounts fully\nguaranteed up to Rp2 billion reached 15.67 million accounts, or 99.97\npercent of total accounts. At the previous Board of Commissioners\nmeeting in May, LPS had decided to maintain the rupiah guarantee rate\nfor commercial banks at 3.5 percent, the foreign currency guarantee rate\nat 2.00 percent, and the rupiah guarantee rate for BPR at 6.00\npercent.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/lps-raises-deposit-guarantee-interest-rate-to-3-75-percent-1782399334",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}