{
    "success": true,
    "data": {
        "id": 1663304,
        "msgid": "latest-deposit-interest-rates-for-bri-bni-and-mandiri-as-of-8-april-2026-1775627521",
        "date": "2026-04-08 11:30:15",
        "title": "Latest Deposit Interest Rates for BRI, BNI, and Mandiri as of 8 April 2026",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Finance",
        "summary": "Major Indonesian state-owned banks BRI, BNI, and Mandiri have maintained competitive deposit interest rates in April 2026, supported by Bank Indonesia's steady BI-Rate of 4.75% and LPS guarantees up to 3.50%. BRI offers the highest rates, reaching 3.50% for three-month tenures, while BNI and Mandiri provide rates up to 2.75% and 2.50% respectively for longer terms. These rates underscore the stability of deposits as a secure investment option amid macroeconomic steadiness.",
        "content": "<p>Deposits in banking remain one of the preferred investment\ninstruments for the public due to offering a combination of security,\ncertainty, and stable returns. This instrument is considered safe from\nmarket fluctuations like other risky assets, and is guaranteed by the\nIndonesia Deposit Insurance Corporation (LPS) with a current guarantee\ninterest rate level of 3.50%. On the other hand, Bank Indonesia\u2019s\ndecision to maintain the benchmark interest rate or BI-Rate at 4.75%\nhelps maintain the stability of the banking liquidity space. This\nmacroeconomic condition allows state-owned enterprise (SOE) banks such\nas Bank Mandiri, Bank Rakyat Indonesia (BRI), and Bank Negara Indonesia\n(BNI) to offer competitive deposit interest rates in the April 2026\nperiod. Deposit Interest Rates of Bank Rakyat Indonesia (BRI) Bank\nRakyat Indonesia or BRI provides access to open deposits with an initial\ndeposit starting from one million rupiah through internet banking\nservices, and ten million rupiah if customers open through physical\nbranches. Entering April 2026, BRI is recorded to offer quite attractive\nreturns, especially for short-term fund placements. For a one-month\ntenor, the interest rate offered ranges from 3.25% to 3.35%, depending\non the deposit amount. The highest interest rate is offered for a\nthree-month tenor reaching 3.50% evenly. Furthermore, for medium to\nlong-term periods, namely six, twelve, twenty-four, up to thirty-six\nmonths, BRI sets a constant interest rate at 3.00%. Deposit Interest\nRates of Bank Negara Indonesia (BNI) For those interested in placing\nfunds at Bank Negara Indonesia or BNI, the minimum capital requirement\nset is quite affordable, starting from five million rupiah. BNI\u2019s\ndeposit interest rate policy in April 2026 shows a uniform percentage\nrate for all customer deposit amount categories. BNI sets a base\ninterest rate of 2.25% for fund placements with a one-month tenor. That\npercentage increases to 2.50% for a three-month tenor. The maximum\nreturn point at BNI is offered for deposits with a six-month term,\nreaching 2.75%. Meanwhile, if customers choose twelve and twenty-four\nmonth tenors, the interest rate provided stabilises at 2.50%. Deposit\nInterest Rates of Bank Mandiri Bank Mandiri also provides options for\neasy deposit account opening for its customers. Fund placement can start\nwith a nominal of one million rupiah through the Livin\u2019 by Mandiri\napplication, or ten million rupiah for customers who deposit directly at\nbranches. Based on April 2026 data, Bank Mandiri sets an interest rate\nof 2.25% for deposits with short-term tenors, namely one and three\nmonths. For customers planning longer-term fund placements, namely for\n6, 12, and 24 month tenors, this bank offers a fixed return of 2.50%\nthat applies evenly across all deposit amount ranges.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/latest-deposit-interest-rates-for-bri-bni-and-mandiri-as-of-8-april-2026-1775627521",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}