In the morning in Banjarsari Kulon village, Sumbang District, the day\narrived like a prayer whispered without hurry. Koeswanto, 63, begins\nthat moment with gratitude, thankful to still be alive and to be able to\nretire peacefully while continuing to contribute. Besides tending a\nsmall garden, his routine as a retired civil servant also includes\nlooking after the fish in his pond and running a small convenience\nstore.<\/p>\n
\u201cI have activities after retirement. I live in a village and there\u2019s\na little piece of land I can turn into a pond\u2026 In front of the house\nthere\u2019s also a river whose water flows well\u2026 So, we built several\nponds,\u201d he explains about his days after retirement.<\/p>\n
As retirement approached he already had plans. One of them was to\nlive a peaceful life accompanied by the murmur of the river and the cool\nrural air. Other plans were already there but still unclear. \u201cI already\nhave plans but they are not well directed yet.\u201d<\/p>\n
The plan is how he can remain productive and continue to create after\nretirement. This, he believes, is important because pension money is not\nlarge. \u201cThe civil servant pension isn\u2019t much,\u201d he says.<\/p>\n
Life in retirement<\/p>\n
To him, retirement life is not easy. It requires measured preparation\nand a not-insignificant capital. \u201cWhen we retire, I\u2019m sure every civil\nservant needs funds for retirement preparation and for family needs,\u201d he\nsays.<\/p>\n
This may make him fortunate because he could get to know Bank Mantap.\nInitially he admits, before retirement he never thought a collaboration\nwith Bank Mantap would exist.<\/p>\n
\u201cBut at the end of the service, after an outreach from Bank Mantap, I\nchanged; it meant I had hopes that after retirement I would have\nbusiness activities,\u201d he explains.<\/p>\n
For him, Bank Mantap is like a compass. It guides and shows the life\ngoals after retirement. \u201cPreviously I had no picture or desire. With\nBank Mantap, I became motivated, and I already thought about what I\nwould do later,\u201d he says.<\/p>\n
The existence of the Bank Mantap loan programme made everything clear\nand bright. The step to navigate retirement was no longer hesitant.<\/p>\n
\u201cBank Mantap feels very present, in quotes, like a Deity of Help,\nmeaning when someone needs capital, Bank Mantap is there,\u201d he says.<\/p>\n
Attracting factor<\/p>\n
One of the things he is grateful for in life is knowing Bank Mantap.\n\u201cBefore I knew Bank Mantap, I hadn\u2019t thought about it. Early 2025 I only\ngot to know Bank Mantap. Once I knew and was close to it, I retired in\nApril 2025,\u201d he says.<\/p>\n
One thing that drew him to and solidified the partnership with Bank\nMantap is integrity, courtesy, and excellent service.<\/p>\n
\u201cSo Bank Mantap is very clearly a partner in retirement. Bank Mantap\ntruly matters a lot to me,\u201d he emphasises.<\/p>\n
For Bank Mantap he asks it to continue consistently helping many\npeople to retire calmly and safely. Like a compass, Bank Mantap guides\nthem to the destination safely and without getting lost\u2026<\/p>\n
Subsidised fertiliser shortages in Aceh Province persist. Rice crops\nthat should have received fertiliser have to bear the consequences.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/koeswantos-retirement-calm-and-productive-1779542397", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }