PT KAI Operational Area (Daop) 3 Cirebon has urged the public to be\nincreasingly vigilant against various modes of fraud in online train\nticket transactions. One such scam exploits the victim\u2019s own PayLater\nfacility.<\/p>\n
The scam works by persuading victims who intend to travel by train to\npurchase tickets using the PayLater facility, allowing payment to be\nmade in instalments.<\/p>\n
In the transaction, the victim is directed to buy the ticket using\nPayLater but with the perpetrator\u2019s identity. Once the ticket is\nsuccessfully issued, the perpetrator then cancels it via the Access by\nKAI application.<\/p>\n
The refund for the cancelled ticket then goes to the perpetrator,\nwhile the PayLater instalment obligations remain attached to the\nvictim\u2019s account as the owner of the payment facility.<\/p>\n
This situation leaves the victim suffering a financial loss, as the\nvictim must continue paying instalments for a transaction whose refund\nwas received by another party.<\/p>\n
\u201cWe urge the public to be cautious if anyone asks to use their\nPayLater facility to buy train tickets, especially if the ticket uses\nthe identity of the person asking for help,\u201d said Muhibbuddin, Public\nRelations Manager of KAI Daop 3 Cirebon, on Monday (14\/9\/2026).<\/p>\n
He said the public needs to understand that PayLater transactions\nremain the responsibility of the account owner. For that reason, the\nfacility should never be used by another party, which could then cause\nlosses for its owner.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/kai-daop-3-beware-of-online-ticket-scams-exploiting-paylater-know-the-modus-operandi-1789491136", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }