The Jembrana Regency Government has received an award for its\nprogramme empowering migrant workers at the detikBali-Nusra Awards 2026.\nThe \u2018Commendable Economic Programme\u2019 award in the Labour Empowerment\ncategory was received by Vice Regent I Gede Ngurah Patriana Krisna,\nrepresenting Regent I Made Kembang Hartawan, at The Trans Resort Bali on\nFriday (3\/7\/2026).<\/p>\n
The award recognises the regency\u2019s initiative supporting prospective\nIndonesian Migrant Workers (PMI) and Overseas Apprenticeship Workers\n(PPLN) through interest-free, unsecured loans to cover departure costs.\nThe programme was created in response to the high interest in working\nabroad, where lucrative opportunities often push candidates towards\nillegal channels or into the clutches of loan sharks charging exorbitant\ninterest rates to finance their placement.<\/p>\n
Through this scheme, the Jembrana government aims to protect\nprospective migrant workers from predatory lending practices while\nencouraging the use of official placement channels. Beyond financing,\nthe programme is also directed at improving financial literacy,\nfostering sound financial management habits, and strengthening\nunderstanding of remittance management among migrant workers.<\/p>\n
The assistance scheme is implemented through partnerships with\nfinancial institutions acting as credit distributors. Under the\nmechanism, administrative fees, insurance premiums, and interest are\ncovered by the regional government. Beneficiaries are only required to\nrepay the principal loan amount through monthly instalments.<\/p>\n
The programme is considered to have a sustainable impact as it not\nonly provides financial access for prospective migrant workers but also\nencourages the emergence of independent, competitive human resources who\nare willing to seize new opportunities. The experience of working abroad\nis expected to build strong mental resilience in adapting to new\nenvironments and cultures. These migrant workers are also expected to\nbecome agents of change who can contribute to regional development. The\nJembrana Regency Government also encourages the use of remittances as\nproductive business capital, so that returning workers can develop into\nyoung entrepreneurs and create new job opportunities.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/jembrana-regency-wins-award-for-protecting-migrant-workers-from-loan-sharks-1783086751", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }