{
    "success": true,
    "data": {
        "id": 1621745,
        "msgid": "insurance-claims-rejected-if-vehicle-rented-without-prior-notification-1773808927",
        "date": "2026-03-18 10:22:00",
        "title": "Insurance Claims Rejected if Vehicle Rented Without Prior Notification",
        "author": "Agung Kurniawan",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Regulation",
        "summary": "Asuransi Astra has warned that renting out private vehicles during the Lebaran mudik season requires notifying the insurance provider beforehand, or claims may be rejected. Insurance policies are originally issued for non-commercial, personal use, and any change in vehicle usage\u2014such as rental or online taxi services\u2014must be formally reported to the insurer to maintain coverage protection.",
        "content": "<p>JAKARTA \u2014 Renting out a private vehicle during the Lebaran mudik\nseason can be an opportunity for additional income, as demand for\nvehicles typically increases sharply, particularly among people who need\ntransport to return to their home villages.<\/p>\n<p>Laurentius Iwan Pranoto, Head of Communication and Customer Service\nManagement at Asuransi Astra, has reminded vehicle owners that any\nchange in vehicle usage must be reported to ensure that coverage remains\nvalid.<\/p>\n<p>\u201cMake sure the usage is appropriate. What does that mean? The usage\nmust match. We registered it for personal use. Then it turns out you\nwant to rent it out,\u201d Iwan told Kompas.com in Jakarta recently.<\/p>\n<p>\u201cWhen you speak to the insurer, initially it\u2019s for personal use. If\nyou want to rent it out or use it for online services, that must be\ncommunicated to the insurance company,\u201d he said.<\/p>\n<p>Iwan explained that insurance policies are fundamentally created\nbased on the type of vehicle usage agreed upon at the outset. Typically,\nprivate vehicles are registered for non-commercial use.<\/p>\n<p>When a vehicle is subsequently rented out or used as an operational\nvehicle such as an online taxi, the usage status changes.<\/p>\n<p>\u201cBut once the vehicle is rented out, or we become an online taxi\ndriver for example, that\u2019s a change in usage. That must be reported,\u201d he\nexplained.<\/p>\n<p>For this reason, before deciding to rent out a vehicle during the\nLebaran mudik period, vehicle owners should first contact their\ninsurance provider to adjust their policy accordingly. This simple step\ncan prevent significant financial losses later, particularly if\nsomething untoward occurs during the mudik journey.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/insurance-claims-rejected-if-vehicle-rented-without-prior-notification-1773808927",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}