{
    "success": true,
    "data": {
        "id": 1618946,
        "msgid": "insurance-agents-required-to-have-qr-code-ojk-chief-explains-rationale-1773719700",
        "date": "2026-03-17 10:10:38",
        "title": "Insurance Agents Required to Have QR Code, OJK Chief Explains Rationale",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Regulation",
        "summary": "The Financial Services Authority (OJK) has mandated that insurance agents use QR codes for identity verification, allowing consumers to scan the codes to confirm an agent's legal registration in OJK's integrated licensing and registration system (SPRINT). As of 31 January 2026, 304,950 insurance agents across life, general, and Islamic insurance sectors have registered and obtained QR codes, with the policy rollout supported by industry associations and insurance companies.",
        "content": "<p>Jakarta \u2014 Insurance agents are now required by the Financial Services\nAuthority (OJK) to use QR codes to verify their legitimacy. Consumers\ncan scan the barcode to ensure the agent is registered in the OJK\u2019s\nIntegrated Licensing and Registration System (SPRINT).<\/p>\n<p>Ogi Prastomiyono, Head of the OJK\u2019s Insurance, Guarantees, and\nPension Funds Supervisory Executive, stated that as of 31 January 2026,\na total of 304,950 insurance agents have been registered with the OJK\nand possess QR codes as official agent identification. This encompasses\nagents in the life insurance, general insurance, and Islamic insurance\nsectors.<\/p>\n<p>\u201cThe implementation of this policy is proceeding well with support\nfrom industry associations and insurance companies in the process of\nsocialising with agents and the public,\u201d Ogi said in a written\nstatement.<\/p>\n<p>The OJK, together with associations, continues to evaluate and\nimprove the system to ensure that the agent registration and\nverification process operates effectively and transparently.<\/p>\n<p>Based on data from January 2026, the agent distribution channel and\nbancassurance remain the primary contributors to insurance premiums,\naccounting for approximately 22.09% (agency) and 26.21% (bancassurance)\nrespectively of total life insurance premiums across all distribution\nchannels.<\/p>\n<p>Going forward, both channels are expected to remain the primary\nsources of industry premium growth in 2026. The bancassurance channel\nhas the potential for relatively stable growth owing to the strong\ncustomer base of banks and the integration of financial services, whilst\nthe agency channel still has opportunities for growth through improved\nagent productivity and expanded penetration of protection products in\nthe community.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/insurance-agents-required-to-have-qr-code-ojk-chief-explains-rationale-1773719700",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}