{
    "success": true,
    "data": {
        "id": 1942394,
        "msgid": "indonesia-pushes-digital-payments-to-transform-national-trade-1787773809",
        "date": "2026-08-26 22:46:28",
        "title": "Indonesia pushes digital payments to transform national trade",
        "author": " ",
        "source": "GALERT",
        "tags": "",
        "topic": "Economy",
        "summary": "Indonesia is accelerating digital payment adoption, with QRIS reaching 65.77 million users and 44.86 million merchants, the vast majority being MSMEs, as part of a broader push to modernise the trade ecosystem. Coordinating Minister Airlangga Hartarto highlighted strong household consumption growth of 5.06 percent year-on-year in Q2 2026 and a Consumer Confidence Index of 116.8, signalling robust domestic demand. The ministry emphasised that trade transformation must integrate consumers, businesses, domestic producers, and payment systems to maximise added value for the national economy.",
        "content": "<p>His statement is in line with data from Bank Indonesia, which showed\nthat the Indonesian Standard for Quick Response Codes (QRIS) had reached\n65.77 million users by June 2026, making payments more inclusive and\nconvenient for businesses and consumers.<\/p>\n<p>\u201cWe see that the QRIS payment system is already used by 65.77 million\nusers and accepted by 44.86 million merchants, with 96.68 percent of\nthem being micro, small, and medium enterprises (MSMEs),\u201d the minister\nsaid on Wednesday.<\/p>\n<p>He added that advancing digitalization is crucial to building a more\nefficient and inclusive trade ecosystem.<\/p>\n<p>\u201cWe are encouraging more modern, comprehensive, structural, and\nadaptive trade,\u201d Hartarto said.<\/p>\n<p>Hartarto said household consumption grew 5.06 percent year-on-year\n(yoy) in the second quarter of 2026, contributing 53.32 percent to gross\ndomestic product (GDP).<\/p>\n<p>Meanwhile, the Consumer Confidence Index (CCI) stood at 116.8 in July\n2026, remaining above the optimistic threshold of 100.<\/p>\n<p>The ministry\u2019s spokesperson, Haryo Limanseto, added that\nstrengthening the trade sector requires a more comprehensive\nunderstanding of changing consumption patterns and the development of\nthe business ecosystem.<\/p>\n<p>\u201cTrade transformation is not merely about boosting shopping activity,\nbut also about building an ecosystem that links consumers, businesses,\ndomestic producers, and payment and distribution systems,\u201d he said.<\/p>\n<p>He added that a more integrated ecosystem could allow shopping\ntourism and domestic consumption to generate greater added value for the\nnational economy, as reflected in the number of foreign tourist arrivals\nin Indonesia during the first semester of 2026, which reached 7.45\nmillion, a 5.71 percent increase year-on-year (yoy).<\/p>\n<p>Related news: Bank Indonesia explains how the new KKI payment system\nworks<\/p>\n<p>Related news: Indonesia trials QRIS with Saudi Arabia, India as Bali\ntourism grows<\/p>\n<p>Related news: Indonesia, South Korea launch cross-border QR-based\npayment system<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/indonesia-pushes-digital-payments-to-transform-national-trade-1787773809",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}