The Commission XI of the House of Representatives (DPR RI), in\ncollaboration with the State-Owned Banks Association (Himbara), is\nstriving to align perspectives regarding the needs of the national\nbanking industry.<\/p>\n
Chairman of Commission XI, Mukhamad Misbakhun, stated that following\ntheir meeting with Himbara, the commission will hold further discussions\nwith the Financial System Stability Committee (KSSK) to address banking\nliquidity. He emphasised the need to synchronise the requirements of\nHimbara banks with Bank Indonesia\u2019s liquidity policies and address\nissues regarding undisbursed loans.<\/p>\n
Commission XI held a closed-door hearing with the presidents of\nHimbara banks to discuss the utilisation of Excess Budget Balances (SAL)\nand bank credit distribution. Misbakhlar revealed that the meeting\nfocused on understanding Himbara\u2019s specific needs regarding the SAL\nfunds that have been re-deposited by the Ministry of Finance.<\/p>\n
\u201cWe want to hear the needs of Himbara banks regarding the SAL, and\nspecifically identify the issues regarding credit distribution related\nto those funds,\u201d Misbakhun said. He added that credit distribution by\nthe banking sector would have a positive impact on national economic\ngrowth, noting that the injection of SAL funds is a significant driver\nfor the economy.<\/p>\n
Regarding the closed-door nature of the meeting, Misbakhun explained\nthat the decision was made to prevent debate over information that still\nrequires synchronisation with other parties or information that is not\nyet permanent.<\/p>\n
On 29 June 2026, the Ministry of Finance decided to re-deposit state\ntreasury funds amounting to Rp281 trillion into Himbara member banks\nuntil the end of December 2026. Additionally, the Ministry of Finance\nhas prepared an additional standby fund of Rp100 trillion to be used\nshould the banking sector require further liquidity.<\/p>\n
\u201cThe government\u2019s SAL funds in the banking sector will be returned;\nthe previous Rp281 trillion will be re-deposited and extended until the\nend of December 2026. Alongside this, there is an additional Rp100\ntrillion as a standby fund in case it is needed,\u201d said Deputy Finance\nMinister Juda Agung.<\/p>\n
Juda detailed that the government had previously withdrawn Rp110\ntrillion from the SAL in June 2026 from the initial placement of Rp281\ntrillion. This amount has now been returned to the banks, bringing the\ntotal placed funds back to Rp281 trillion, which will be maintained\nuntil the end of the year.<\/p>\n
Furthermore, an additional standby fund of Rp100 trillion is\ncurrently held at Bank Indonesia (BI). Consequently, the total funds\navailable for placement in the banking sector could reach Rp381\ntrillion. Juda expressed hope that this additional liquidity from the\nstate treasury would help maintain credit growth at a double-digit\nlevel.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/house-commission-xi-and-himbara-align-perceptions-on-banking-industry-needs-1783349739", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }