{
    "success": true,
    "data": {
        "id": 1850070,
        "msgid": "high-interest-rates-and-their-impact-on-consumer-banking-credit-1783594315",
        "date": "2026-07-09 17:20:22",
        "title": "High Interest Rates and Their Impact on Consumer Banking Credit",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Banking",
        "summary": "Despite elevated interest rates, Indonesian banks continue to see resilient demand in the consumer credit segment. Hana Bank notes that customers are becoming more cautious in managing debt, prompting the bank to focus on ensuring repayment capacity and offering tailored financing solutions.",
        "content": "<p>Amid the current high interest rate environment, the banking sector\nis still recording a resilient trend in consumer credit demand. Hana\nBank\u2019s Director of Branch Business, Hendri Setiawan, stated that the\nneed for financing in consumer segments such as housing, education, and\nhealthcare remains strong. However, the bank observes that customers are\nnow more prudent in managing their debt and are paying closer attention\nto the size of their instalments. Consequently, Hana Bank is focusing on\nensuring customers\u2019 repayment capacity remains sufficient and offering\nfinancing solutions tailored to their financial capabilities.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/high-interest-rates-and-their-impact-on-consumer-banking-credit-1783594315",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}