{
    "success": true,
    "data": {
        "id": 1961624,
        "msgid": "foreign-nationals-increasingly-prefer-using-qris-transactions-reach-rp5-9-trillion-1788602018",
        "date": "2026-09-05 15:58:51",
        "title": "Foreign Nationals Increasingly Prefer Using QRIS, Transactions Reach Rp5.9 Trillion",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Finance",
        "summary": "The use of QRIS for cross-border transactions is surging, with inbound transactions by foreign nationals in Indonesia reaching Rp5.9 trillion as of July 2026. Bank Indonesia is actively working to expand this digital payment network to include more countries, such as Saudi Arabia and India.",
        "content": "<p>Foreign nationals travelling in Indonesia are increasingly opting to\nuse the QR Indonesia Standard (QRIS), a trend mirrored by Indonesian\ncitizens travelling to countries that have already integrated QRIS\nservices, such as Thailand, Malaysia, Singapore, China, Japan, and South\nKorea.<\/p>\n<p>\u201cQRIS is not just successful domestically; it has become\ncross-border. It is now international,\u201d stated Bank Indonesia (BI)\nDeputy Governor Filianingsih Hendarta at the Lampung Financial Festival\non Saturday (5\/9\/2026).<\/p>\n<p>As of July 2026, the value of QRIS transactions used by foreigners in\nIndonesia, or inbound transactions, reached Rp5.9 trillion (equivalent\nto US$326.3 million), with a transaction volume of 19.76 million.<\/p>\n<p>Meanwhile, outbound transactions\u2014those conducted by Indonesian\ncitizens in countries that have partnered with Indonesia for\ncross-border QRIS services\u2014amounted to Rp1.73 trillion (US$95.6\nmillion), with a volume of 4.32 million transactions.<\/p>\n<p>\u201cWe have already established connections with six countries:\nSingapore, Malaysia, Thailand, Japan, South Korea, and China. This means\nthat when you travel to these six countries, there is no need to visit a\nmoney changer or exchange physical currency,\u201d Filianingsih\nemphasised.<\/p>\n<p>Given the growing scale of QRIS usage, Filianingsih Hendarta noted\nthat the Indonesian government will continue to expand cooperation for\nQRIS service provision with other nations.<\/p>\n<p>Services currently in the advanced stages of development include\npartnerships with Saudi Arabia, Hong Kong, Vietnam, Timor-Leste, and\nIndia.<\/p>\n<p>\u201cThere are intense discussions ongoing with Hong Kong, Timor-Leste,\nand India, and we hope to include Saudi Arabia very soon. Therefore,\nwhen going for Umrah or Hajj, there will be no need to exchange money;\nyou simply need to bring your mobile phone and ensure it has sufficient\nbalance,\u201d Filianingsih explained.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/foreign-nationals-increasingly-prefer-using-qris-transactions-reach-rp5-9-trillion-1788602018",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}