{
    "success": true,
    "data": {
        "id": 1758043,
        "msgid": "foreign-currency-third-party-funds-up-10-87-percent-ojk-still-reasonable-1779542045",
        "date": "2026-05-22 17:47:21",
        "title": "Foreign Currency Third-Party Funds Up 10.87 Percent, OJK: Still Reasonable",
        "author": "",
        "source": "TEMPO_ID_BISNIS",
        "tags": "",
        "topic": "Regulation",
        "summary": "The Financial Services Authority (OJK) says growth in foreign currency-denominated Third-Party Funds (DPK valas) remains within a reasonable range despite a firmer US dollar, with FX DPK rising 10.87% year-on-year and maintaining a stable share of total DPK at around 15-16%. OJK emphasizes continued supervision of exchange-rate impacts on banks and notes that rupiah-denominated DPK growth is led by current accounts, while inflation risks from global oil prices are being watched.",
        "content": "<p>The head of Banking Supervision at the Financial Services Authority\n(OJK), Dian Ediana Rae, assessed that growth in foreign\ncurrency-denominated Third-Party Funds (DPK valas) remains reasonable\namid a strengthening US dollar. OJK noted that FX DPK grew by 10.87\npercent year on year (YoY). Dian said the share of FX DPK against total\nDPK has risen since early 2026. \u2018However, the increase in FX DPK is\nstill considered reasonable, so the share of FX DPK to total DPK remains\nrelatively stable and moves within the range of 15 percent to 16\npercent,\u2019 he said in a press release on Friday, 22 May 2026.<\/p>\n<p>Specifically, foreign-currency current accounts grew 3.15 percent\nYoY. Meanwhile, foreign-currency savings and foreign-currency time\ndeposits grew 23.21 percent and 22 percent YoY respectively.<\/p>\n<p>According to Dian, the rise in foreign-currency DPK on deposits runs\nparallel with the high interest rates offered on foreign-currency\ndeposits by large banks. \u2018With the aim, among others, of incentivising\nexporters to place funds domestically,\u2019 he said.<\/p>\n<p>Overall, total DPK grew 11.39 percent YoY in April 2026. Dian said\nthe growth was dominated by rupiah-denominated DPK, which grew 11.49\npercent YoY.<\/p>\n<p>The growth of rupiah DPK was primarily driven by current accounts,\nwhich grew 23.25 percent YoY. Meanwhile rupiah savings grew 7.88 percent\nYoY and rupiah deposits grew 6.91 percent YoY.<\/p>\n<p>Dian said OJK continues to conduct ongoing supervision and periodic\nevaluations related to exchange-rate changes and their impact on\nbanking. He noted that the Net Foreign Exchange Position (PDN) ratio of\nbanks consistently remained well below the maximum threshold of 20\npercent of banks\u2019 capital, indicating that direct exposure of banks to\nexchange-rate risk is kept and controlled. Thus the direct impact of\nrupiah depreciation on banking stability remains relatively limited.\n\u2018Nevertheless, OJK continues to monitor potential spillover effects\narising from increased pressure due to imported inflation or cost-push\ninflation as global oil prices rise,\u2019 he added.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/foreign-currency-third-party-funds-up-10-87-percent-ojk-still-reasonable-1779542045",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}